When searching for a licensed insurance agent in Portland, you can start your search on the web rather than picking up the phone. Most likely you’re not only searching for a great agent that can assess your needs, but you also want the best rates possible.
With companies like Allstate, Farmers and State Farm as well as independent agents all competing for business in Portland, it’s difficult to determine which car insurance agent will provide you with the best rates, service and coverage. To help decide, you can use insurance quotes online to build a list of insurance agents from which to choose.
Professional agents are trained to spot inefficiencies and help file insurance claims. One of the great benefits of getting online price quotes is the fact that you can find the best rates but also keep your business local. Supporting small agencies is especially important in Portland.
To help locate an agent, after submitting this form (opens in new window), your insurance data gets sent to agents in your area who will battle for your insurance coverage. There is no need to leave your house since price quotes are sent directly to your email. Now that’s easy!
When looking for a good Portland insurance agent, there are two types of insurance agents from which to choose. Insurance agencies in Portland are classified as either independent or captive. While both can properly insure your vehicles, but it’s important to know the difference between them since it may influence your agent selection.
Independent insurance agents are not employed by any specific company but rather can write business with lots of companies and potentially find a lower price. To move your coverage to a new company, an independent agent can move your coverage and that require little work on your part. When searching for an agent, it’s recommended you include at a minimum one independent agency to get the best comparison.
Shown below are Portland independent agencies that may be able to provide comparison quotes.
American National Insurance Co – 1500 NE Irving St # 545-550 – Portland, OR 97232 – (503) 239-9922
Jeff Clausen Agency – 4300 NE Fremont St # 130 – Portland, OR 97213 – (503) 281-3633
Carmen Curtz Agency – 7223 SW Macadam Ave – Portland, OR 97219 – (503) 977-7888
Country Insurance and Financial – 6601 NE 78th Ct # A3 – Portland, OR 97218 – (503) 257-1888
Paul M Rising Agency Inc – 8405 SW Barbur Blvd – Portland, OR 97219 – (503) 246-5491
This type of agents have only one company to place business with such as American Family, Liberty Mutual and AAA. These agents are not able to compare other company’s rates so they have no alternatives for high prices. Captives are trained well on the products they sell which can be an advantage.
Shown below is a list of captive insurance agencies in Portland that can give you price quote information.
State Farm Insurance – 5915 SW Beaverton Hillsdale – Portland, OR 97221 – (503) 292-3344
Farmers Insurance Group – 36 SE 82nd Ave – Portland, OR 97216 – (503) 248-4625
Allstate Insurance – 11059 SE Division St – Portland, OR 97266 – (503) 255-1516
American Family Insurance – 11220 SE Stark St – Portland, OR 97216 – (503) 256-0945
For a full directory of captive agents in Portland, please click here.
Selecting an insurance agency requires more thought than just the bottom line cost. Any agent should be forthright in answering these questions:
Once you have good answers to any questions you have as well as a affordable price, it’s possible that you found an insurance agency that can insure your vehicles.
Car insurance agents are important to many people, but you can also find affordable Oregon auto insurance direct online. Some companies, such as State Farm, Allstate and Farmers, who have local Portland agents also let you quote and buy online. This is something to consider if you prefer not to work with an agent.
If you’re worried about whether or not you’ll have guidance, this really isn’t an issue. All companies have customer service departments for getting the best coverage.
Are car insurance rates lower online? It’s difficult to provide an answer since there are so many factors that can increase policy rates. Some people will tell you that shopping online for auto insurance saves money because there is no commission. But in most cases, marketing their products costs a lot of money and that impacts the rates consumers pay.
When shopping for low rates, the only way to find out who has the best rates, online companies or local insurance agents, is to compare price quotes from both. It’s not unheard of to actually get different prices from exactly the same company when they use both methods.
Drivers change insurance companies for many reasons like policy non-renewal, policy cancellation, questionable increases in premium or even an unsatisfactory settlement offer. Regardless of your reason, switching car insurance companies is pretty easy and you might even save some money in the process.
When buying insurance coverage, don’t be tempted to buy less coverage just to save a little money. In too many instances, an accident victim reduced uninsured motorist or liability limits only to regret at claim time that a couple dollars of savings turned into a financial nightmare. Your aim should be to get the best coverage possible at the best price while not skimping on critical coverages.
Additional car insurance information is located on the website for the Oregon Insurance Division. Click here for link. Oregon drivers can read consumer alerts, view a list of available companies, learn about insurance regulations, and find a variety of consumer forms.
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