Cheaper Portland, OR Auto Insurance Rates in Five Minutes

Have you fallen victim to high-priced auto insurance? Believe me when I say there are many Portland consumers feeling the pinch from expensive auto insurance.

Numerous insurance companies battle for your business, and because of this it can be hard to compare car insurance companies to find the absolute best price available.

How much can you save with discounts?

Companies do not advertise every discount in a way that’s easy to find, so we took the time to find both the well known and also the lesser-known auto insurance savings.

  • Own a Home – Being a homeowner may trigger a auto insurance policy discount because owning a home requires personal responsibility.
  • Seat Belt Usage – Requiring all passengers to use a seat belt can save up to 15% off your medical payments premium.
  • Discount for Good Grades – A discount for being a good student can earn a discount of 20% or more. The discount lasts well after school through age 25.
  • New Car Discount – Putting insurance coverage on a new car can be considerably cheaper due to better safety requirements for new cars.
  • College Student – Children who are attending college and do not have a car can be insured at a reduced rate.
  • Multiple Vehicles – Having multiple vehicles on one policy may reduce the rate for each vehicle.
  • Theft Prevention System – Anti-theft and alarm systems prevent vehicle theft and earn discounts up to 10%.
  • Early Signing – Select companies give a discount for buying a policy before your current expiration date. This can save 10% or more.
  • Military Rewards – Having a family member in the military may qualify for rate reductions.

It’s important to note that most credits do not apply to the entire cost. Most only apply to individual premiums such as liability, collision or medical payments. So even though it sounds like all those discounts means the company will pay you, companies don’t profit that way.

For a list of companies with the best auto insurance discounts in Oregon, click here to view.

Won’t my local insurance agent miss me?

Certain consumers would rather buy from a licensed agent and that is OK! The biggest benefit of getting online price quotes is that you can obtain the lowest rates but still work with a licensed agent.Portland car insurance quote

Once you complete this quick form, the quote information is instantly submitted to participating agents in Portland who will return price quotes for your business. There is no need to even leave your home as quotes are delivered straight to your inbox. How cool is that?! It’s the lowest rates and work with a local agent.

Picking an provider should depend on more than just a low price. Any agent should have no problem answering these questions:

  • Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
  • What insurance companies do they work with?
  • Is their price quote a firm figure or are their hidden costs?
  • Is working in the agency their full-time job?
  • Does the company allow you to choose your own collision repair facility?

Listed below is a short list of auto insurance companies in Portland that may be able to provide price quote information.

Froehlich Insurance Svc – 8885 SW Canyon Rd # 121, Portland, OR 97225 – (503) 292-1201
C U Insurance – 1866 NE 162nd Ave, Portland, OR 97230 – (503) 251-2398
Farmers Insurance Group – 16102 SE Division St, Portland, OR 97236 – (503) 761-1672
Allstate Insurance – 17207 SE Division St, Portland, OR 97236 – (503) 762-4510
Adams & Peterson Agency – 11505 SW Pacific Hwy # C, Portland, OR 97223 – (503) 245-7721
State Farm Insurance – 1513 SW Marlow Ave, Portland, OR 97225 – (503) 297-1729

Upon receiving satisfactory answers to any questions you have and a good coverage price, you’ve probably found an insurance company that can insure your vehicles.

Portland Oregon insurance prices

More tips and info about auto insurance can be read at the Oregon Insurance Division website. Oregon drivers can find disaster information, file complaints about a company, and view a list of available companies.

The following information may also be useful.

One last thing

When you buy insurance online, make sure you don’t buy poor coverage just to save money. In too many instances, an accident victim reduced liability limits or collision coverage only to discover later that the few dollars in savings costed them thousands. Your focus should be to buy the best coverage you can find for the lowest price while still protecting your assets.

Affordable auto insurance is available on the web as well as from independent agents in Portland, so you should be comparing quotes from both in order to have the best chance of saving money. Some companies don’t offer the ability to get a quote online and most of the time these small insurance companies sell through independent agents.