Worcester, MA Car Insurance Agent Information

Comparing car insurance rates in Worcester can be a lot of work since you have many choices and finding the best Massachusetts car insurance agent is not as easy as just using the same auto insurance agent as your neighbor. We’re guessing that not only do you want a good professional insurance agent, but you also want to find the lowest possible price.

With companies like State Farm, Allstate and Farmers Insurance all competing for your business, it’s difficult to determine which will provide the best service and rates. Thankfully, consumers can get online price quotes to build a list of agents to choose from.

Shop online but buy locally

Professional agents can help determine the best coverages and help submit paperwork. One of the great benefits of comparing insurance prices online is the fact that you can find the best rates and still have an agent to talk to. Buying from local businesses is important especially in Worcester.

After filling out this quick form, the quote information is emailed to companies in Worcester who will return price quotes for your coverage. You never need to leave your house as quotes are delivered directly to your email. It doesn’t get any easier!

Listed below are Worcester car insurance agents that may be willing to give price quotes.

Worcester Agency – 440 Lincoln St, Worcester, MA 01653 – (508) 855-6566
Thomas J Woods Insurance Inc – 20 Park Ave, Worcester, MA 01605 – (508) 755-8992
Mid-State Insurance Inc – 37 Mechanic St, Worcester, MA 01608 – (508) 791-5566

Picking an insurance agent requires more thought than just the price. Any agent should have no problem answering these questions:

  • Which members of your family are coverage by the policy?
  • Does the agency support the community they serve?
  • Do they receive special compensation for putting your coverage with one company over another?
  • Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
  • What insurance company do they write the most business with?

Once you have reasonable responses to any questions you have as well as a affordable price, it’s possible that you found a car insurance agent that will properly service your car insurance policy.

Can I save by buying direct online?

Professional insurance agents are a valuable resource, but you also have the option of buying directly from online companies. Certain auto insurance companies that are more known for using agents, also give you the option to buy direct on their websites, and online price comparisons are easy if you want to do it yourself.

If you’re uncomfortable with not having professional advice when shopping online, this is normal but is quickly overcome. Companies have toll-free phone numbers and other options to walk you through the process.

Are online companies cheaper? The answer to that question is complicated because of the number of factors that impact your final bill. It’s a common assumption that going direct cuts out the agent as a middleman. For most companies selling online, however, marketing their products costs a lot of money so rates may not be all that different from traditional agents.

In conclusion

The cheapest car insurance can be bought both online and with local Worcester insurance agents, so you should compare both to have the best rate selection. A few companies do not offer online price quotes and many times these regional insurance providers only sell through independent insurance agents.

As you shop your coverage around, don’t be tempted to buy lower coverage limits just to save a few bucks. In many cases, an insured dropped comprehensive coverage or liability limits and discovered at claim time that the few dollars in savings costed them thousands. Your strategy should be to buy enough coverage for the lowest price while still protecting your assets.

Additional information can be read on the website for the Massachusetts Division of Insurance. Click here for link. Visitors are able to read enforcement actions against agents and companies, get help finding coverage, view agent and company licensing information, and learn about specific coverages.

Additional helpful sites include this site for car insurance information in Massachusetts and this link where you can get more info about Worcester car insurance.