Uncover the Cheapest Insurance Rates on a Kia Sorento

Searching for better insurance prices for a Kia Sorento can be a lot of work, but you can learn these tips and make it easy.

There are more efficient ways to shop for auto insurance so we’re going to tell you the quickest way to get price quotes for a Kia and get the lowest possible price from both online companies and local agents.

Finding cheaper protection is easy if you know what you’re doing. If you have a policy now or need a new policy, you can use this information to reduce the price you pay and still get good coverage. Consumers only need an understanding of the tricks to compare rates on the web.

Pay less by taking advantage of discounts

The price of auto insurance can be rather high, buy you may qualify for discounts to help bring down the price. A few discounts will automatically apply when you complete an application, but a few must be inquired about before they will apply. If they aren’t giving you every credit available, you are throwing money away.

  • One Accident Forgiven – Certain companies allow you one accident before raising your premiums if your claims history is clear for a set time period.
  • Seat Belts Save more than Lives – Buckling up and requiring all passengers to buckle their seat belts can save up to 15% off the personal injury premium cost.
  • Pay Upfront and Save – By paying your policy upfront rather than paying monthly you could save 5% or more.
  • Discounts for Safe Drivers – Drivers who don’t get into accidents may receive a discount up to 45% less on Sorento insurance than less cautious drivers.
  • Multiple Vehicles – Having multiple vehicles on one policy can get a discount on all vehicles.
  • Student in College – Youth drivers who live away from home and do not have a car may qualify for this discount.
  • Save with a New Car – Buying coverage on a new vehicle is cheaper compared to insuring an older model.
  • Air Bag Discount – Cars that have air bags and/or automatic seat belt systems can receive discounts of up to 25% or more.
  • Defensive Driver – Taking a defensive driving course could cut 5% off your bill depending on where you live.

Drivers should understand that most discount credits are not given to all coverage premiums. Most only reduce specific coverage prices like liability and collision coverage. Just because you may think it’s possible to get free car insurance, companies wouldn’t make money that way. But all discounts will cut the amount you have to pay.

Your coverage should be tailored to you

When it comes to choosing the right insurance coverage, there isn’t really a “perfect” insurance plan. Every situation is different. insurance prices

Here are some questions about coverages that may help you determine whether you might need an agent’s assistance.

  • Does coverage extend to a rental car in a foreign country?
  • What discounts do I qualify for?
  • Am I covered when delivering products for my home-based business?
  • Do I need rental car coverage?
  • Is my nanny covered when driving my vehicle?
  • When should I drop full coverage on my Kia Sorento?
  • Can my teen driver be rated on a liability-only vehicle?

If you’re not sure about those questions but you think they might apply to your situation then you might want to talk to an insurance agent. If you don’t have a local agent, complete this form. It’s fast, free and can provide invaluable advice.

Save $439 a year. For real?

Consumers constantly see and hear ads that promise big savings by companies like Allstate, GEICO and Progressive. They all seem to say the same thing that you’ll save big after switching to them.

How does each company make the same claim?

All companies have a preferred profile for the driver that is profitable for them. For example, a desirable insured might be between the ages of 40 and 55, is a homeowner, and has a high credit rating. A propective insured who meets those qualifications is entitled to the best price and as a result will probably pay quite a bit less when switching companies.

Drivers who don’t qualify for the “perfect” profile will be charged higher premiums and this can result in the customer not buying. The ads state “drivers who switch” not “everybody who quotes” save money. That’s the way insurance companies can advertise the way they do.

That is why drivers should get a wide range of price quotes. Because you never know which company will provide you with the cheapest rates.

best Sorento insurance

What is YOUR best insurance company?

As you go through the steps to switch your coverage, it’s very important that you do not skimp on critical coverages to save a buck or two. There are many occasions where consumers will sacrifice comprehensive coverage or liability limits to discover at claim time that saving that couple of dollars actually costed them tens of thousands. Your focus should be to buy a smart amount of coverage at the best price.

Cheaper Kia Sorento insurance can be found from both online companies in addition to many insurance agents, and you should compare price quotes from both to have the best selection. Some auto insurance companies do not provide online price quotes and most of the time these small insurance companies sell through independent agents.

Throughout this article, we presented some good ideas how you can compare Kia Sorento insurance prices online. The key thing to remember is the more times you quote, the higher your chance of finding lower rates. You may even discover the lowest premiums are with a smaller regional carrier.