Tips to Finding the Perfect Car Insurance Agent in Naperville Illinois

Selecting a car insurance company in Naperville, IL can be time consuming since you have many choices and choosing the right Naperville car insurance agent is harder than just using the same insurance agency as your neighbor. Consumers require a good professional insurance agent, and also want to find affordable rates.

Many auto insurance agents compete for your hard-earned dollar, and because of this it can be hard to compare auto insurance agents to get the lowest rate possible.

Naperville agents for car insurance

Professional agents are trained to spot inefficiencies and help submit paperwork. One of the best bonuses of price shopping on the web is you may find the lowest rates and still choose a local agent.

To help locate an agent, after submitting this quick form, the coverage information gets sent to local insurance agents who will return price quotes for your coverage. You never need to visit any agencies due to the fact that quote results will go to the email address you provide. Now that’s easy!

Picking an insurance agency shouldn’t rely on just a low price. These are valid questions to ask:

  • Does the agent have professional designations like CIC, CPCU or AIC?
  • Can glass repairs be made at your home?
  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • Can they provide you with a list of referrals?
  • Did they already check your driving record and credit reports?
  • Does the agency have a good rating with the Better Business Bureau?

The following is a list of car insurance agents in Naperville willing to provide comparison quotes.

Allstate Insurance – 6s235 Steeple Run Dr # 202, Naperville, IL 60540 – (630) 355-6300
Don Ellis Agency – 475 River Bend Rd # 200c, Naperville, IL 60540 – (630) 718-0899
Benefits Insurance Group – 55 S Main St # 359, Naperville, IL 60540 – (630) 544-3290
Farmers Insurance Group – 308 Basswood Dr, Naperville, IL 60540 – (630) 778-8916
American Family Insurance – 1920 Stanford Dr, Naperville, IL 60565 – (630) 416-9980

Once you have received positive feedback for all questions you ask and an affordable coverage quote, you may have just found a car insurance agent that can properly service your car insurance policy.

Online insurance company options

Local insurance agents are indespensible for some people, but you also have the option of buying Illinois car insurance from online companies direct. Even companies like State Farm and Allstate that sell primarily through agents also allow you to buy direct on their websites, and that is helpful as an alternative to contacting agents.

If you’re uncomfortable with whether or not you’ll have guidance, that shouldn’t be an issue. Insurance companies that allow you to purchase coverage all provide contact methods that you can contact for information.

Does car insurance cost less online? It’s difficult to provide an answer since there are so many components that influence how your policy is priced. Common sense would say that buying direct prevents the agent from taking a cut. But in reality, advertising budgets are huge so this can offset any savings.

The only method to determine if local insurance agents or online providers are cheaper is comparing rate quotes from both. You may actually get a different price from the SAME company when they get quotes from both. But you can’t find out which is cheaper until after you compare the same coverages from both ways.

One last thing

Insureds change insurance companies for any number of reasons including high prices, questionable increases in premium, policy cancellation and lack of trust in their agent. It doesn’t matter what your reason, finding the right car insurance provider is actually quite simple.

As you go through the steps to switch your coverage, you should never reduce needed coverages to save money. Too many times, drivers have reduced full coverage only to find out that they should have had better coverage. The aim is to purchase plenty of coverage at the best price while not skimping on critical coverages.

Locate Naperville Illinois insurance agents

Even more information is located at the Illinois Department of Insurance website. Consumers can read industry bulletins, learn about specific coverages, learn about insurance regulations, and find out which companies have the most complaints.

Other informative sites include this page for Illinois car insurance and this resource to find Naperville, IL insurance agents.