Tightwads Guide for Saving on New Kensington, PA Auto Insurance

Finding affordable New Kensington auto insurance is a challenge for people who are new to comparison shopping online. Consumers have so many options available that it can easily become a challenge to locate the lowest price in New Kensington.

If you have insurance now or need new coverage, you can follow these tips to find the best rates while maintaining coverages. This article will introduce you to how to get online quotes and some tricks to saving. Pennsylvania vehicle owners just need to learn the tricks to get comparison rates online.

Do you qualify for discounts?

Insuring your fleet can be pricey, but there could be available discounts to help offset the cost. Some trigger automatically at the time of quoting, but a few need to be requested specifically prior to receiving the credit. If you don’t get every credit possible, you are throwing money away.

  • Homeowners Savings – Owning a home in New Kensington can help you save on auto insurance because of the fact that having a home shows financial diligence.
  • Anti-lock Brake System – Cars that have steering control and anti-lock brakes are safer to drive and will save you 10% or more.
  • Driver Safety – Taking part in a driver safety course could possibly earn you a 5% discount if you qualify.
  • Multi-car Discount – Insuring more than one vehicle on the same auto insurance policy qualifies for this discount.
  • Sign Online – Some insurance companies will give a small break for buying your policy over the internet.
  • Life Insurance – Select insurance companies reward you with better rates if you take out life insurance from them.
  • Passive Restraint Discount – Cars that have air bags and/or automatic seat belt systems can get savings up to 30%.
  • New Car Discount – Putting insurance coverage on a new car is cheaper since new cars are generally safer.

It’s important to understand that some of the credits will not apply to the entire cost. Some only apply to specific coverage prices like collision or personal injury protection. Just because it seems like all those discounts means the company will pay you, it just doesn’t work that way. Any amount of discount will bring down your premiums.

Additional information is available on the Pennsylvania Insurance Department website through this link. Consumers can file complaints about a company, read state legal mandates and laws, and file complaints about an insurance agent or broker.

Compare but don’t skimp

We covered some good ideas how you can reduce auto insurance prices online. The key concept to understand is the more times you quote, the better your chances of lowering your rates. You may even discover the lowest priced auto insurance comes from the smaller companies.

save money concept

Drivers who switch companies do it for many reasons like lack of trust in their agent, not issuing a premium refund, policy cancellation or policy non-renewal. Regardless of your reason, finding a new auto insurance company is less work than it seems.

Cheap auto insurance is available online and also from your neighborhood New Kensington agents, and you should be comparing both to have the best selection. Some insurance companies may not provide the ability to get a quote online and usually these small insurance companies provide coverage only through local independent agents.