Things You Must Know Before Buying Prattville Car Insurance Online

Consumers who are new to the process of comparing rates online will find purchasing affordable Prattville car insurance is more work than they anticipated.

How to Get Cheap Car Insurance in Prattville, Alabama

When shopping for car insurance there are multiple ways of comparing rates from different in Prattville, Alabamainsurance companies. The simplest method to compare insurance prices is to get quotes online. This can be accomplished in several different ways.

1. The best way to get the best comparison quotes is a comparison rater form click to view form in new window. This form eliminates the need for separate quotes to each individual car insurance company. Taking the time to complete one form gets you price quotes from all major companies. It’s the fastest way to compare.
2. A harder way to shop for car insurance online requires a trip to the website of each company and complete a new quote form. For example, let’s say you want to compare rates from Allstate, Progressive and Travelers. To get rate quotes you would need to spend time on each company’s site to enter your coverage information, which is why the first method is quicker.

   For a list of links to companies insuring cars in Prattville, click here.

It’s up to you how you get prices quotes, just make sure you use exactly the same coverages with each company. If you enter different deductibles you will not be able to make an equal comparison in Prattville. Quoting even small variations in coverages may result in a large different in cost. Just keep in mind that comparing more company’s prices helps you find a lower rate.

Lots of discounts mean lots of savings

Companies that sell car insurance do not list all available discounts very well, so here is a list both well-publicized as well as the least known car insurance savings.

• Multi-policy Discount – When you combine your home and auto insurance with the same company you could get a discount of at least 10% off all policies.
• Senior Citizens – If you’re over the age of 55, you may qualify for a small decrease in premiums.
• Sign Online – A handful of insurance companies will give a small break for buying a policy and signing up on their website.
• Clubs and Organizations – Participating in a civic or occupational organization may earn a discount when buying car insurance.
• Drivers Education – Require your teen driver to complete a driver education course in high school.
• Early Signing – A few companies offer discounts for buying a policy prior to your current policy expiration. This can save 10% or more.

It’s important to understand that most discounts do not apply to your bottom line cost. Most cut the cost of specific coverages such as comprehensive or collision. So even though they make it sound like you could get a free car insurance policy, companies wouldn’t make money that way.

For a list of providers who offer car insurance discounts in Prattville, click here to view.

For more information

Additional detailed information is available at the Alabama Department of Insurance website. Alabama drivers can view agent and company licensing information, learn about insurance regulations, learn about specific coverages, and read consumer alerts.