When finding a good Spokane agent, you can always do the preliminary legwork on the internet in order to save time. Consumers need a decent agent, but also competitive auto insurance rates.
Big-name insurance companies like Allstate, Liberty Mutual and State Farm continually hit you with TV and radio ads and it is challenging if not impossible to separate fact from fiction and effectively compare rates to find the best deal.
When choosing coverage, there isn’t really a single plan that fits everyone. Coverage needs to be tailored to your specific needs and your policy should reflect that. For instance, these questions may help you determine if your insurance needs would benefit from professional advice.
If you’re not sure about those questions but a few of them apply then you might want to talk to a licensed insurance agent.
Good agents can point out coverage gaps and give you peace of mind. One of the great benefits of price shopping on the web is that you can obtain the best rates and still have an agent to talk to.
To find an agent, once you fill out this short form, the quote information is submitted to insurance agents in Spokane who will battle for your insurance coverage. You won’t need to even leave your home since price quotes are sent immediately to your email address. How’s that for easy!
Choosing an insurance agent requires more thought than just the price. These are valid questions to ask:
When researching local Spokane agents, there are two types of insurance agents from which to choose. Agents can either be captive or independent (non-captive). Both types can insure your vehicles, but it’s worth mentioning the difference between them because it can impact the type of agent you choose
Captive agents write business for a single company and some examples include Liberty Mutual, State Farm, Allstate and AAA. These agents are unable to give you multiple price quotes so they have no alternatives for high prices. Captives receive extensive training on their products and sales techniques which can be an advantage.
Listed below are captive insurance agencies in Spokane who may provide you with price quotes.
Allstate Insurance – 2817 N Argonne Rd – Spokane, WA 99212 – (509) 926-3733
Farmers Insurance Group – 26 E 5th Ave – Spokane, WA 99202 – (509) 623-4900
State Farm Insurance – 2308 E 57th Ave # 2 – Spokane, WA 99223 – (509) 624-7890
These agents do not work for one specific company but instead can place your coverage with lots of companies depending on which coverage is best. If you are not satisfied with one company, they simply move the coverage in-house and you don’t have to find a new agent. When comparison shopping, it’s recommended you include several independent insurance agents to have the most options to choose from.
Below is a list of independent agencies in Spokane that are able to give price quote information.
Bud Hildebrand Agency – 2217 E Sprague Ave – Spokane, WA 99202 – (509) 535-4139
Bill Bunch Agency – 14115 N Rivilla Ln – Spokane, WA 99208 – (509) 327-1722
Franco Agency – 1028 W Rosewood Ave – Spokane, WA 99208 – (509) 325-8320
Cranston Insurance – 1411 W Garland Ave # B – Spokane, WA 99205 – (509) 328-6969
Sentry Insurance Co – 1909 E Sprague Ave # 104 – Spokane, WA 99202 – (509) 536-3959
To view a complete directory of auto insurance agents in Spokane, please view this page.
Once you have acceptable answers to all your questions in addition to an acceptable price estimate, you have narrowed it down to an insurance agency that can properly insure your vehicles.
Auto insurance agents are perfect for certain consumers, but Washington consumers also have the option to buy direct online. Some car insurance companies like State Farm and Allstate who have local Spokane agents additionally provide the ability to buy direct on their websites, and that can save time if you are the do-it-yourself type.
If you’re uncomfortable with not getting proper coverage when buying car insurance direct, don’t sweat it. Online car insurance companies provide access to licensed agents to walk you through the process.
Can online rates save money? Whether or not you’ll save is impossible to say because of the number of factors that determine your policy premium. It’s a common assumption that buying online saves money because there is no agent involvement. For most online online companies, however, the cost of constant advertising is expensive and this tends to eat up any savings.
Additional detailed information can be read at the Washington State Office of the Insurance Commissioner website. Washington consumers can find out industry alerts, file complaints about a company, and discover disciplinary actions.
The articles below may also help you learn more about auto insurance in Spokane
Budget-conscious auto insurance can be sourced on the web in addition to many Spokane insurance agents, and you should be comparing both in order to have the best price selection to choose from. A few companies do not provide online price quotes and many times these smaller companies only sell through independent insurance agents.
People who switch companies do it for many reasons like delays in paying claims, high rates after DUI convictions, delays in responding to claim requests or even policy cancellation. It doesn’t matter why you want to switch finding a new company is pretty easy and you might even save some money in the process.