Spending Too Much for Auto Insurance in Mesa, AZ? Here’s How to Save!

Finding cheap Mesa auto insurance online can seem to be somewhat difficult for people who are new to price shopping online. With such a large number of companies competing online, how can anyone even start to compare every one to find the cheapest available price?

It’s a good idea to do rate comparisons at least once a year because prices tend to go up over time. Even if you think you had the best rates a year ago a different company probably has better rates today. Block out anything you think you know about auto insurance because we’re going to demonstrate the best way to get good coverage at a lower rate.

Vehicle Insurance Comparison

All the larger auto insurance companies such as State Farm, GEICO and Progressive quote insurance quotes on the web. Getting online rates is pretty painless as you just enter your required coverages into the quote form. When complete, their rating system collects your driving and credit reports and gives you a price quote based on many factors.

This helps simplify price comparisons, but the time required to go to each company’s website and repetitively enter the same data into a form is repetitive and time-consuming. But it is imperative to have as many quotes as possible if you are searching for a lower rate.

The quickest way to compare rates is to use a quote form to obtain quotes from multiple companies. It’s a real time-saver, reduces the work, and makes online shopping much more enjoyable and efficient. As soon as the form is sent, it is quoted with multiple companies and you can pick any of the quotes that you receive. If the quotes result in lower rates, you simply finish the application and buy the policy. It only takes a few minutes and could lower your rates considerably.

In order to get comparison pricing now, simply click here to open in new window and input your coverage information. If you have a policy now, it’s recommended you type in your coverages as shown on your current policy. This ensures you are getting comparison quotes for exact coverage.

Don’t miss out on these money-saving discounts

Companies that sell car insurance don’t always list every available discount in an easy-to-find place, so the following is a list of both the well known and also the lesser-known discounts you could be receiving.

  • No Accidents – Claim-free drivers pay less as compared to bad drivers.
  • Multiple Cars – Insuring all your vehicles on the same auto insurance policy can get a discount on all vehicles.
  • Paperwork-free – Some insurance companies give back up to $50 simply for signing online.
  • Drive Less and Save – Keeping the miles down could qualify for discounted rates on garaged vehicles.
  • Service Members Pay Less – Having a deployed family member may qualify for rate reductions.
  • Auto/Life Discount – Companies who offer life insurance give lower rates if you buy life insurance from them.
  • Anti-theft Discount – Cars that have factory anti-theft systems are stolen less frequently and will save you 10% or more.
  • College Student – Any of your kids who attend school more than 100 miles from home and do not have a car may be able to be covered for less.
  • Safety Course Discount – Taking part in a defensive driving course could save 5% or more and easily recoup the cost of the course.
  • Drive Safe and Save – Insureds without accidents may receive a discount up to 45% less than their less cautious counterparts.

Consumers should know that many deductions do not apply to the entire cost. The majority will only reduce specific coverage prices like liability and collision coverage. So when the math indicates you could get a free auto insurance policy, you won’t be that lucky.

lower rates in Mesa AZ

For a list of insurers with the best auto insurance discounts in Arizona, click this link.

Additional detailed information is available at the Arizona Department of Insurance website. Arizona consumers can get help finding coverage, view a list of available companies, and discover disciplinary actions.