Smart Shoppers Guide to Finding a Car Insurance Agent in Springfield, MO

If you’re trying to find a good Springfield agent, we recommend you start your research on the internet in order to save time. You require a competent insurance agent, and also competitive auto insurance rates.

Having so many options when it comes to auto insurance, it can be hard to find the right insurance company.

Local Springfield agents and auto insurance

Good agents are trained to spot inefficiencies and help you file claims. One of the best bonuses of getting online price quotes is that you can obtain the best rates and still have an agent to talk to.

Upon completion of this short form, your insurance coverage information is instantly submitted to participating agents in Springfield who will give you bids for your business. There is no reason to leave your computer as quotes are delivered straight to your inbox. It doesn’t get any easier!

Selecting a car insurance agent shouldn’t rely on just the price. Some important questions to ask are:

  • Do the coverages you’re quoting properly cover your vehicle?
  • Do they carry Errors and Omissions coverage?
  • Did they already check your driving record and credit reports?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Is the agent and/or agency licensed to do business in Missouri?

To view a list of agents in Springfield to contact, simply jump to this page.

Once you have satisfactory answers for all questions you ask and locked in a price quote, you’ve probably found an insurance agent that will adequately provide auto insurance.

What if I want to compare online rates?

Car insurance agents are a valuable resource, but you also have the option of buying from online companies direct. Some companies who employ agents also give you the option to get quotes and purchase online, so this should also be taken into consideration.

If you’re uncomfortable with not having someone to ask questions when buying car insurance direct, don’t let it bother you. Auto insurance companies all provide contact methods that you can contact for information. They also offer a frequently asked questions page so buying online is not difficult.

Will buying online save you money? A lot of shoppers won’t buy anywhere else, but it’s impossible to say since there may be dozens of rate factors that impact your rate calculation. Common sense would say that buying car insurance online saves money because there is no agent involvement. For the majority of companies, however, advertising budgets are huge so the lack of a commission may be a wash.

The best insurance company isn’t always the cheapest

Affordable auto insurance is definitely available online and with local Springfield insurance agents, and you should compare price quotes from both so you have a total pricing picture. Some auto insurance companies do not offer you the ability to get quotes online and usually these regional insurance providers provide coverage only through local independent agents.

Drivers change insurance companies for a number of reasons such as extreme rates for teen drivers, being labeled a high risk driver, lack of trust in their agent and even high prices. Regardless of your reason for switching companies, finding a great new company can be pretty painless.

For more Missouri auto insurance information

More detailed Missouri auto insurance information can be found at the Missouri Department of Insurance website. Consumers can read enforcement actions against agents and companies, read consumer alerts, find disaster information, and find a variety of consumer forms.

Springfield insurance agency

The articles below may also help you learn more about auto insurance in Springfield