Quote Online to Find an Auto Insurance Agent in Everett

If you’re looking for an insurance agent in Everett, WA, you can always begin your search for an agent online in order to save time. Consumers require a good professional insurance agent, but also need competitive auto insurance rates.

Popular companies such as GEICO, Progressive and Allstate continually bombard you with ads and it is difficult to not get sucked in by the cute commercials and do the work needed to find the best deal.

Shop online but buy locally

Insurance agents can answer important questions and give you someone to call. The biggest benefit of comparing insurance prices online is that you can obtain the lowest rates but still work with a licensed agent.

After completing this form (opens in new window), your coverage information is submitted to companies in Everett who will return price quotes for your insurance coverage. There is no need to visit any agencies as quotes are delivered to the email address you provide. How’s that for easy! You can find better rates AND an agent nearby.

Deciding on an auto insurance agent needs to be determined by more than just the bottom line cost. These are valid questions to ask:

  • Will your rates increase after a single accident?
  • Does the agent have professional designations like CIC, CPCU or AIC?
  • Do they specialize in personal lines coverage?
  • Who is covered by the car insurance policy?
  • Are they properly licensed to sell insurance in Washington?
  • Do the coverages you’re quoting properly cover your vehicle?
  • Do they review policy coverages at every renewal?
  • What will you get paid if your car is a total loss? How is that amount determined?

Everett car insurance agents are either independent or captive

When researching a good Everett insurance agent, there are a couple of types of agencies from which to choose. Agents are categorized either independent (non-captive) or captive.

Agency Captives

Captive insurance agents are contracted to one company and some examples include State Farm, Allstate and AAA. Captives cannot give you multiple price quotes so they have no alternatives for high prices. These agents are usually quite knowledgeable on their products and sales techniques which can be an advantage. Consumers often buy from captive agents partially due to high brand loyalty and strong financial ratings.

The following are Everett captive insurance agents who can help you get price quote information.

  • State Farm Insurance – 512 91st Ave NE # A – Everett, WA 98205 – (425) 334-9454
  • Allstate Insurance – 717 128th St SW # A102 – Everett, WA 98204 – (425) 513-9059
  • Farmers Insurance Group – – Everett, WA 98208 – (425) 337-9433
Independent Agencies or Brokers

Independent insurance agents do not work for one specific company but rather can write business with lots of companies and possibly get better coverage at lower prices. If you are not satisfied with one company, an independent agent can move your coverage and you won’t have to switch agencies.

When comparison shopping, it’s recommended you include multiple independent agents for maximum quote selection. Many write coverage with smaller regional carriers which can save you money.

Shown below is a list of independent agencies in Everett that are able to give price quotes.

  • Renjen P Agency State Farm – 2803 132nd St SE – Everett, WA 98208 – (425) 316-9966
  • Western Benefits Insurance – 10511 19th Ave SE # D – Everett, WA 98208 – (425) 316-3933
  • Vern Fonk Insurance – 3531 Rucker Ave # A – Everett, WA 98201 – (425) 258-5900
  • Stupey Agency – 5404 33rd Ave W – Everett, WA 98203 – (425) 355-1707
  • Miller Walker Agency – 9505 19th Ave SE # 110 – Everett, WA 98208 – (425) 338-3380

For a full directory of insurance agents in Everett, simply jump to this page.

After receiving acceptable answers to all your questions in addition to an acceptable price estimate, you may have just found an insurance agent that will properly service your auto insurance policy.

Does buying direct online save money?

Insurance agents are important, but Washington consumers also have the option to buy direct from companies online. Certain auto insurance companies, such as Farmers Insurance and State Farm, who have local agents in Everett also give you the option to get a quote and buy online. This is something to consider and can also potentially find you lower rates.

If you’re worried about not having an insurance agent’s advice when buying car insurance direct, don’t sweat it. Insurance companies that allow you to purchase coverage have customer service departments for getting advice on proper coverages.

Can you find lower rates online? That is a tough question to answer due to the fact that there are many factors that impact your final bill. You may think that buying online saves the cost of an agent commission. But in reality, marketing their products costs a lot of money so this can offset any savings.

Quote more, save more

Cheaper auto insurance is definitely available on the web and with local Everett insurance agents, and you should compare price quotes from both in order to have the best chance of saving money. A few companies do not offer online quoting and most of the time these small insurance companies sell through independent agents.

Consumers switch companies for a variety of reasons including denial of a claim, poor customer service, questionable increases in premium and extreme rates for teen drivers. It doesn’t matter why you want to switch finding a new company is less work than it seems.

More tips and info about auto insurance is available at the Washington State Office of the Insurance Commissioner website. Washington consumers can view a list of available companies, download brochures, and discover disciplinary actions.

Everett Washington insurance agency

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