Quote Online to Find a Car Insurance Agent in Orlando

If you’re trying to find an insurance agent in Orlando, Florida, it’s recommended you do the preliminary legwork by getting online comparison quotes to save yourself time. Most likely you’re looking for a good professional insurance agent, but you also want the lowest possible price.

With companies like independent agents, Allstate and State Farm having offices in Orlando, it can be hard to know which will give you the lowest rates and best service. Fortunately, consumers can use online quotes to assemble a group of agencies to choose from.

Which policy gives me the best coverage?

When it comes to choosing the best car insurance coverage, there isn’t really a best way to insure your cars. Coverage needs to be tailored to your specific needs so this has to be addressed. For instance, these questions might point out whether your personal situation may require specific advice.

  • Will my rates increase for filing one claim?
  • What is the difference between comprehensive and collision coverage?
  • When should I not file a claim?
  • What if I total my vehicle and owe more than it’s worth?
  • Do I need medical payments coverage since I have good health insurance?
  • Can I rate high risk drivers on liability-only vehicles?
  • Is my custom paint covered by insurance?
  • Is borrowed equipment or tools covered if stolen or damaged?
  • Am I covered by my spouse’s policy after a separation?

If you don’t know the answers to these questions but you think they might apply to your situation, you may need to chat with a licensed insurance agent.

How to find Orlando insurance agents online

Professional agents are trained to spot inefficiencies and help file insurance claims. The best thing about comparing insurance prices online is the fact that you can find the lowest rates and still choose a local agent. Supporting local insurance agencies is definitely important in Orlando.

By using this short form, the coverage information is immediately sent to companies in Orlando who will give you bids for your insurance coverage. You don’t have to drive around since price quotes are sent to the email address you provide. Now that’s easy!

Insurance agent types

If you’re trying to find a good Orlando insurance agent, there are two types of agencies that you can select. Agents are classified as either captive or independent. While both can write coverage properly, but it’s good to learn the difference between them since it may influence your agent selection.

Independent Insurance Agents

Independent agencies are not locked into one company so they can insure your vehicles amongst many companies enabling the ability to shop coverage around. If you are not satisfied with one company, they simply move the coverage in-house and that require little work on your part. When comparison shopping, we recommend you get quotes from at least one independent agent for the best price selection.

Below are Orlando independent insurance agents willing to provide pricing information.

Lee R Rogers Agency – 6578 Old Winter Garden Rd – Orlando, FL 32835 – (407) 298-5900
Fed USA Insurance – 5574 N Orange Blossom Trl – Orlando, FL 32810 – (407) 292-5330
Jack Richards Insurance – 300 S Orange Ave – Orlando, FL 32801 – (407) 236-1191
Monaco Agency – 4514 Curry Ford Rd – Orlando, FL 32812 – (321) 235-5775
James Bond Agency Inc – 6108 S Apopka Vineland Rd – Orlando, FL 32819 – (407) 363-0084

Captive Agents

These agents can only place business with one company such as Farmers Insurance, American Family, State Farm and Allstate. These agents are unable to compare other company’s rates so they are skilled at selling on more than just price. Captive agencies are very knowledgeable on their products and sales techniques which can be an advantage.

Listed below are captive agents in Orlando who can help you get rate quotes.

State Farm Insurance – 13019 S Orange Blossom Trl – Orlando, FL 32837 – (407) 857-2461
Allstate Insurance – 13000 Avalon Lake Dr # 307 – Orlando, FL 32828 – (407) 658-5711
Liberty Mutual – 300 S Orange Ave – Orlando, FL 32801 – (407) 841-6588
Farm Bureau Insurance – 2112 Whisper Lakes Blvd – Orlando, FL 32837 – (407) 240-1710

To view a complete directory of Orlando captive insurance agencies, simply jump to this page.

Deciding on an insurance agent needs to be determined by more than just a low price. Here are some questions to ask:

  • Are claims handled at the agent’s location?
  • Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
  • Who is covered by the car insurance policy?
  • Is assistance available after office hours?
  • How are claims handled?

Once you have received satisfactory answers to all your questions and a low price estimate, you have narrowed it down to a car insurance agent that is a good match to properly insure your vehicles.

What about online companies that don’t use agents?

Professional insurance agents are perfect for certain consumers, but you can also buy Florida car insurance direct from companies online. Even companies who sell through agents in Orlando also let you get a quote and buy online, and that is helpful and can also potentially find you lower rates.

If you’re concerned about whether or not you’ll have guidance, that shouldn’t be an issue. Auto insurance companies that allow you to purchase coverage provide customer service to answer any questions you may have. You may also access online help and live chat to help you make a buying decision.

Are online rates lower? That question is hard to answer since there are so many components that can increase policy rates. Many people think that buying direct lowers rates due to not having any agent compensation. In many cases, it’s expensive to advertise so there may not be significant savings.

For more Florida car insurance information

Additional car insurance information can be found on the website for the Florida Office of Insurance Regulation. Click here for link. Visitors are able to discover disciplinary actions, learn about specific coverages, and view a list of available companies.

Best insurance agents in Orlando Florida

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Quote often and quote early

Discount car insurance can be purchased on the web and with local Orlando insurance agents, and you need to price shop both in order to have the best price selection to choose from. A few companies do not offer the ability to get a quote online and many times these small, regional companies only sell through independent insurance agents.

Consumers leave their current company for many reasons like extreme rates for teen drivers, questionable increases in premium, high prices or being labeled a high risk driver. Regardless of your reason, finding a new company is actually quite simple.