Protecting Your Dodge Avenger Just Got A Whole Lot Cheaper

Buyers have options when searching for low-cost Dodge Avenger insurance. You can either spend your time contacting agents to get rate comparisons or leverage the internet to find the lowest rates. There is a better way to compare car insurance rates so we’re going to tell you the quickest way to get price quotes for your Dodge and get the lowest possible price from local insurance agents and online providers.

It’s important to compare prices once or twice a year because rates are variable and change quite frequently. Even if you think you had the lowest rates for Avenger insurance two years ago you can probably find a better price now. Starting right now, forget all the misinformation about car insurance because you’re about to learn the best way to save on car insurance.

Don’t overlook these discounts

Companies offering auto insurance don’t always list all their discounts very clearly, so we researched both the well known and the harder-to-find ways to save on car insurance.

• Government Employees – Being employed by or retired from a federal job can earn a discount up to 10% for Avenger insurance depending on your company.
• Theft Prevention Discount – Anti-theft and alarm systems are stolen less frequently and qualify for as much as a 10% discount.
• Military Rewards – Having a family member in the military could mean lower rates.
• Student in College – Kids in college who attend school more than 100 miles from home and do not have a car may qualify for this discount.
• Save with a New Car – Adding a new car to your policy is cheaper since new cars are generally safer.

It’s important to note that most of the big mark downs will not be given the the whole policy. Most only cut the price of certain insurance coverages like liability, collision or medical payments. Just because you may think all the discounts add up to a free policy, it just doesn’t work that way.

To see a list of insurance companies offering car insurance discounts, click this link.

Is my situation unique?

When choosing adequate coverage, there isn’t really a best way to insure your cars. Your needs are not the same as everyone else’s.

For instance, these questions might point out whether you might need an agent’s assistance.

• Do I really need UM/UIM coverage?
• Am I covered when driving someone else’s vehicle?
• Why is insurance for a teen driver so high?
• When would I need rental car insurance?
• Am I covered if I drive in a foreign country?
• Will I lose any money if I cancel my policy before it expires?

If you don’t know the answers to these questions but a few of them apply, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, complete this form.

Slick advertising tricks that work

Car insurance companies such as Allstate, GEICO and Progressive continually stream television and radio advertisements. They all seem to make an identical promise about savings after switching to them. How can each company say the same thing? This is how they do it.

All the different companies have a certain “appetite” for the type of customer that earns them a profit. An example of a preferred risk might be between 30 and 50, insures multiple vehicles, and has great credit. Any new insured who fits that profile receives the best rates and is almost guaranteed to cut their rates substantially.

Potential insureds who are not a match for the requirements will have to pay more money which leads to the driver buying from a lower-cost company. The ads say “customers who switch” but not “drivers who get quotes” save that much. That’s why companies can truthfully advertise the savings. Because of the profiling, it’s extremely important to quote coverage with many companies. You cannot predict which insurance companies will have the lowest rates.

Shop smart and save

Lower-priced Dodge Avenger insurance can be purchased both online in addition to many insurance agents, so you should compare both to have the best chance of lowering rates. Some insurance companies do not provide you the ability to get quotes online and these small insurance companies work with independent agents.

Insureds who switch companies do it for a number of reasons such as not issuing a premium refund, high rates after DUI convictions, unfair underwriting practices and even extreme rates for teen drivers. It doesn’t matter why you want to switch switching car insurance companies can be pretty painless.

We just covered many ideas to shop for Dodge Avenger insurance online. The most important thing to understand is the more times you quote, the higher your chance of finding lower rates. Consumers could even find that the lowest priced car insurance comes from a smaller regional carrier.