If you’re looking for an insurance agent in Odessa, Texas, you can always do the preliminary legwork by comparing prices online in order to save time. We’re guessing that not only do you want a good agent, but you also want to find the lowest possible price.
With Allstate, Farmers and State Farm as well as independent agents all competing for your business, it’s difficult to determine which will provide the lowest rates and best service. Fortunately, you can use online price quotes to build a list of agents to choose from.
Agents can help determine the best coverages and help in the event of a claim. One of the best bonuses of comparing rates online is you can get lower rates and still have an agent to talk to. And supporting small agencies is especially important in Odessa.
After filling out this short form, your coverage information is immediately sent to insurance agents in Odessa who will give you bids for your business. There is no need to leave your computer since price quotes are sent to the email address you provide. Now that’s easy! You can find better rates AND a local agent.
When searching for a local agent, there are two different agency structures from which to choose. Odessa agents are either captive or independent.
Independent insurance agents are not locked into one company so they can insure your vehicles with multiple insurance companies enabling the ability to shop coverage around. To transfer your coverage to a different company, an independent agent can move your coverage and that require little work on your part. When comparison shopping, you should always include at least one independent agent for the best price selection.
Listed below are independent agents in Odessa willing to provide rate quotes.
Tara Simmons Insurance – 620 N Grant Ave # 1207 – Odessa, TX 79761 – (432) 580-7979
Houston Copeland Agency – 2240 E 52nd St – Odessa, TX 79762 – (432) 366-8888
Mc Kenzie Agency Inc – 1315 N County Rd W – Odessa, TX 79763 – (432) 333-3532
Permian Insurance – 1315 N County Rd W – Odessa, TX 79763 – (432) 337-2868
Agency – 1471 Tanglewood Ln – Odessa, TX 79761 – (432) 272-0767
These agents can only write with one company and examples are State Farm, Allstate and AAA. These agents are unable to place coverage with different providers so they have no alternatives for high prices. Captives are well schooled on their products and sales techniques which helps them compete with independent agents.
Below is a short list of captive agents in Odessa that are able to give price quote information.
Farmers Insurance Group – 11680 W Catalpa St – Odessa, TX 79763 – (432) 385-0669
State Farm Insurance – 1631 N County Rd W – Odessa, TX 79763 – (432) 580-6100
Allstate Insurance Companies – 2651 John Ben Shepperd Pkwy – Odessa, TX 79761 – (432) 366-2886
To view a full list of captive insurance agencies in Odessa, view this link.
Choosing an insurance agent needs to be determined by more than just a cheap price. Ask your prospective agent these questions:
Once you have acceptable answers to your questions and an affordable coverage quote, it’s possible that you found a car insurance agent that is a good match to properly insure your vehicles.
Professional insurance agents are a valuable resource, but you also have the option of buying direct from companies online. Some companies like State Farm and Allstate who employ agents additionally provide the ability to get quotes and purchase online, and that can save time if you don’t want to take the time to contact agents.
If you’re concerned about whether or not you’ll have guidance, that shouldn’t be an issue. All companies give you access to trained agents for getting advice on proper coverages. They also make available live help and 24/7 access to help with the buying process.
Are online rates lower? It’s difficult to provide an answer because there are a lot of things which can raise or lower premium rates. It’s a common assumption that purchasing direct online saves the commission normally paid to an agent. But in most cases, advertising budgets are huge so the rates may be similar to buying from an agent.
Cost effective car insurance can be found on the web and also from your neighborhood Odessa agents, and you should be comparing both so you have a total pricing picture. Some insurance providers may not provide you the ability to get quotes online and most of the time these small, regional companies sell through independent agents.
Drivers who switch companies do it for a variety of reasons including extreme rates for teen drivers, unfair underwriting practices, policy cancellation and even policy non-renewal. No matter why you want to switch, finding a new car insurance company is pretty easy and you might even save some money in the process.
Much more information about car insurance in Texas is located on the website for the Texas Department of Insurance located here. Visitors are able to get help finding coverage, read enforcement actions against agents and companies, and download brochures.