If you’re looking for a good New Orleans agent, it’s recommended you do the preliminary legwork online rather than picking up the phone. It’s highly likely you require not only a professional agent, but also affordable coverage.
With State Farm, Allstate, Farmers and independent agents having local New Orleans offices, it’s hard to tell which car insurance agent will have the lowest rates and best service. To help decide, you can use online quoting to assemble a group of insurance agencies from which to choose.
When it comes to choosing proper insurance coverage, there really is not a one size fits all plan. Everyone’s needs are different and your policy should reflect that. For instance, these questions might point out if your situation will benefit from professional help.
If you don’t know the answers to these questions but you think they might apply to your situation, you may need to chat with a licensed insurance agent.
Professional agents can answer important questions and help in the event of a claim. One of the best bonuses of getting online price quotes is you can get the best rates and still choose a local agent. Supporting local businesses is definitely important in New Orleans.
Upon completion of this quick form, your insurance data is sent to insurance agents in New Orleans who will battle for your insurance coverage. There is no need to leave your house as quotes are delivered straight to your inbox. How’s that for easy!
When finding a reliable agent, there are two different agency structures to choose from. Agencies in New Orleans can either be captive or independent. Both properly insure your vehicles, but it’s important to know how they are different since it may influence the type of agent you choose
These agents do not work for one specific company so they can insure your vehicles amongst many companies and potentially find a lower price. If you are not satisfied with one company, the agent simply finds a different carrier and that require little work on your part. When comparison shopping, we recommend you include price quotes from several independent insurance agents to have the most options to choose from.
Listed below are independent agencies in New Orleans that are able to give pricing information.
Standard Mortgage Insurance – 701 Poydras St # 400 – New Orleans, LA 70139 – (504) 581-4731
Direct General Ins Agency – 5703 Read Blvd # B – New Orleans, LA 70127 – (504) 244-0733
Scheinuk Agency Inc – 7927 Maple St – New Orleans, LA 70118 – (504) 866-1221
Direct General Ins Agency – 6027 Chef Menteur Hwy # 6023 – New Orleans, LA 70126 – (504) 241-1040
Allphase Insurance Svc – 3229 Tulane Ave – New Orleans, LA 70119 – (504) 822-7202
Captive agencies work for only one company and examples are Farmers Insurance or State Farm. They are unable to place coverage with different providers so always compare other rates. Captives are very knowledgeable in insurance sales which can be an advantage.
Listed below is a list of captive insurance agencies in New Orleans that are able to give comparison quotes.
Allstate Insurance – 902 Harrison Ave – New Orleans, LA 70124 – (504) 486-5522
State Farm Insurance – 4650 General Degaulle Dr # 102 – New Orleans, LA 70131 – (504) 392-9300
For a complete listing of auto insurance agents in New Orleans, visit this site.
Choosing an insurance agency needs to be determined by more than just the premium amount. Some important questions to ask are:
After receiving answers to your satisfaction and a good coverage price, most likely you have located an insurance agency that can service your policy.
Car insurance agents are important to many people, but you also have the option of buying direct from companies that only sell online. A few companies who employ agents also allow you to buy direct online, and consumers should do that if you are the do-it-yourself type.
If you’re anxious about choosing your own coverages when buying online, don’t be too concerned. Insurance companies all have client service departments that you can contact for information.
Is pricing better online? A lot of shoppers won’t buy anywhere else, but it’s impossible to say because there are many components that influence the price you pay. Some people think that a consumer who buys direct reduces premiums because there is no agent. For most companies selling online, however, marketing expenses are significant and that impacts the rates consumers pay.
Additional information can be found on the website for the Louisiana Department of Insurance through this link. Louisiana consumers can read industry bulletins, learn about specific coverages, read consumer alerts, and discover disciplinary actions.
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Low-cost auto insurance is attainable online and with local New Orleans insurance agents, so you should be comparing quotes from both to have the best chance of lowering rates. Some auto insurance companies do not offer the ability to get a quote online and most of the time these regional insurance providers sell through independent agents.
Insureds switch companies for any number of reasons including lack of trust in their agent, delays in paying claims, high prices or denial of a claim. Regardless of your reason for switching companies, switching companies can be easy and end up saving you some money.