Paying for high-priced auto insurance can take a big chunk out of your personal savings and put a big crunch on your finances. Comparison shopping is a great way to make sure you’re not throwing money away.
Insurance companies such as Allstate, Progressive and GEICO constantly blast consumers with catchy ads and it is challenging if not impossible to separate fact from fiction and effectively compare rates to find the best deal.
It’s smart to shop coverage around periodically because prices change quite often. If you had the best deal two years ago you can probably find a better price now. Block out anything you think you know about auto insurance because you’re about to learn the fastest and easiest way to reduce your cost while improving coverage.
The are a couple different ways to compare rate quotes from auto insurance companies in your area. The fastest way to find the lowest rates is simply to get online rate quotes. This is very easy and can be done using a couple different methods.
To view a list of companies in Lubbock, click here.
Which method you use is up to you, but compare identical coverage information on every quote. If each company quotes higher or lower deductibles it will be impossible to determine the lowest rate in Lubbock. Quoting even small variations in coverages may cause a big price difference. And when quoting auto insurance, remember that having more price comparisons will increase your chances of finding better pricing.
Companies that sell car insurance don’t list every discount very well, so the following is a list of both well-publicized and the harder-to-find ways to save on auto insurance.
As a disclaimer on discounts, most credits do not apply to the entire policy premium. Some only apply to the price of certain insurance coverages like collision or personal injury protection. So when it seems like you could get a free auto insurance policy, you’re out of luck.
For a list of insurance companies who offer auto insurance discounts in Texas, click here to view.
More tips and info about auto insurance can be read at the Texas Department of Insurance website. Texas consumers can read state legal mandates and laws, discover disciplinary actions, and learn about specific coverages.
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