Lowest Rates from Akron Ohio Auto Insurance Companies

When searching for a good Akron agent, you can always do the preliminary legwork using online quotes instead of calling around. Consumers require a professional licensed agent, and also want to find affordable rates.

Drivers have multiple auto insurance agents to buy insurance from, and even though it’s nice to have multiple companies, it can be more challenging to find a good deal.

Your coverage should be tailored to you

When it comes to buying proper insurance coverage, there really is no “best” method to buy coverage. Your needs are not the same as everyone else’s.

For instance, these questions might point out if your situation could use an agent’s help.

  • Do I need higher deductibles?
  • Is borrowed equipment or tools covered if stolen or damaged?
  • Am I covered if I drive in a foreign country?
  • Should I rate my vehicle as pleasure use or commute?
  • Is my custom paint covered by insurance?
  • Are my friends covered when driving my vehicle?

If you don’t know the answers to these questions, then you may want to think about talking to a licensed insurance agent.

How to compare Akron auto insurance rates

Insurance agents can point out coverage gaps and help you file claims. One of the great benefits of comparing rates online is that you can obtain the lowest rates and still have an agent to talk to.

After completing this form (opens in new window), your information gets sent to insurance agents in Akron who will compete for your coverage. You never need to leave your computer due to the fact that quote results will go directly to your email. Now that’s easy! You can find better rates and a licensed agent to work with.

Deciding on an auto insurance agent should depend on more than just the price. Some important questions to ask are:

  • Is vehicle damage repaired with OEM or aftermarket parts?
  • Is the agency involved in supporting local community causes?
  • If you have an accident, will your rates go up?
  • If your car is totalled, how to they determine the replacement cost?
  • Do they make recommendations based only on price?
  • Is their price quote a firm figure or are their hidden costs?
  • Do clients work directly with the agent or are most inquiries handled by a CSR?

Insurance agent types

When researching a good insurance agency, there are a couple of different types of agents that you can select. Agencies in Akron are classified as either independent (non-captive) or captive.

Captive Insurance Agents

Captive agents work for only one company such as Allstate, AAA, Liberty Mutual and State Farm. Captives cannot give you multiple price quotes so they are skilled at selling on more than just price. These agents are very knowledgeable on their products and sales techniques and that can be a competitive advantage. Consumers sometimes buy from captive agents partially due to the brand legacy and solid financial strength.

Below is a list of captive insurance agencies in Akron that are able to give price quote information.

  • Liberty Mutual Insurance – 275 Springside Dr # 220 – Akron, OH 44333 – (330) 666-2199
  • State Farm Insurance – 777 W Market St # C4 – Akron, OH 44303 – (330) 253-9840
  • American Family Insurance – 1717 Brittain Rd # 204 – Akron, OH 44310 – (330) 633-2435
  • Allstate Insurance Co – 2481 Canton Rd – Akron, OH 44312 – (330) 699-7028
  • Farmers Insurance Group – 286 N Cleveland Massillon Rd – Akron, OH 44333 – (330) 668-2727
Independent Agencies or Brokers

Independent agents do not work for one specific company so they can insure your vehicles amongst many companies and possibly get better coverage at lower prices. To move your coverage to a new company, the business is moved internally and you won’t have to switch agencies.

When searching for an agent, it’s a good idea to include at a minimum one independent agency for maximum quote selection. Most have the option of insuring with different regional companies which can be an advantage.

Shown below are Akron independent insurance agencies who can help you get price quote information.

  • Benisch Insurance – 2106 Braewick Cir # D – Akron, OH 44313 – (330) 869-0072
  • David Elliot Insurance – 2295 W Market St – Akron, OH 44313 – (330) 836-9100
  • Southland Agency – 2409 N Cleveland Massillon Rd – Akron, OH 44333 – (330) 659-6555
  • Scott Tatro Agency – 1570 Brittain Rd – Akron, OH 44310 – (330) 633-2444
  • Insurance Service Agency – 733 W Market St # 103 – Akron, OH 44303 – (330) 253-4501

For a full directory of Akron insurance agents, please go to this site.

After getting positive responses to your questions and a good coverage price, you have narrowed it down to an insurance agency that meets your needs to insure your vehicles.

Online companies should also be compared

Local insurance agents are a valuable resource, but you also have the option of buying directly from online companies. A few companies that are more known for using agents, also allow consumers to buy a policy online, and that can save time if you want to do it yourself.

If you’re uneasy about choosing your own coverages when buying car insurance direct, this is expected but don’t let that bother you. Companies that allow you to purchase coverage provide customer service to help you decide which coverages are appropriate.

Do online companies provide lower prices? The answer is complex due to the fact that there are multiple individual factors that can increase policy rates. You may think that a customer who purchases direcly from an online company prevents the agent from taking a cut. But in reality, it’s expensive to advertise so the lack of a commission may be a wash.

More detailed Ohio auto insurance information is available at the Ohio Department of Insurance website. Ohio consumers can view a list of available companies, file complaints about a company, find out which companies have the most complaints, and report car insurance fraud.

The following articles may also be useful.

Final thoughts

Affordable auto insurance is possible online and with local Akron insurance agents, and you should be comparing both in order to have the best price selection to choose from. Some insurance providers do not offer the ability to get a quote online and many times these smaller companies only sell through independent insurance agents.

Akron insurance prices

When shopping online for auto insurance, you should never reduce coverage to reduce premium. In many cases, an accident victim reduced physical damage coverage only to regret at claim time that the few dollars in savings costed them thousands. Your goal should be to get the best coverage possible at an affordable rate while still protecting your assets.