Lowest Prices from Frisco, TX Auto Insurance Companies

When buying auto insurance in Frisco, you have many choices and picking a good Texas insurance agent is more difficult than just randomly choosing from the yellow pages. Consumers require a competent insurance agent, and also the best possible price.

There are many car insurance agents to choose from, and although it’s nice to be able to choose, so many choices can make it hard to compare company pricing.

Compare Frisco agent rates online

Good agents are trained to spot inefficiencies and give you peace of mind. The biggest benefit of price shopping on the web is the fact that you can find lower rates and still have an agent to talk to.

After completing this form (opens in new window), your coverage information gets sent to companies in Frisco who will return price quotes to get your business. There is no reason to leave your computer as quotes are delivered directly to your email. How cool is that?!

Choosing a car insurance agent requires more thought than just the price. Ask your prospective agent these questions:

  • Is assistance available after office hours?
  • Is the agency involved in supporting local community causes?
  • Which insurance companies are they affiliated with?
  • Do they feel the quoted coverages are adequate?
  • Can glass repairs be made at your home?
  • Are claims handled at the agent’s location?
  • Do the companies they represent have a solid financial rating?

The following is a list of auto insurance agents in Frisco willing to provide rate quotes.

Betty Insurance Agency – 3550 Parkwood Blvd # C-301, Frisco, TX 75034 – (972) 423-9300
Betty Insurance Agency – 3550 Parkwood Blvd # C-301, Frisco, TX 75034 – (972) 423-9300
Farmers Insurance Group – 7410 Preston Rd # 123, Frisco, TX 75034 – (972) 712-7434
Hansel-Hickman Insurance – 6100 Preston Rd # 220, Frisco, TX 75034 – (972) 335-2643
State Farm Insurance – 8756 Teel Pkwy # 312, Frisco, TX 75034 – (972) 712-3684
Allstate Insurance – 6817 W Main St, Frisco, TX 75034 – (972) 335-1801

Once you have received good answers to your questions and an affordable coverage quote, you may have just found an auto insurance agent that will properly insure your vehicles.

You are unique and your auto insurance should be too

When buying coverage for your personal vehicles, there is no perfect coverage plan. Coverage needs to be tailored to your specific needs so your insurance needs to address that. For example, these questions can help discover whether you would benefit from professional advice.

  • Do I need motorclub coverage?
  • What can I do if my company won’t pay a claim?
  • Do I have coverage when pulling a U-Haul trailer?
  • Should I have combined single limit or split liability limits?
  • Can my teen driver be rated on a liability-only vehicle?
  • Does my liability insurance cover pulling a trailer or camper?
  • Is my vehicle covered for smoke damage?

If you can’t answer these questions, then you may want to think about talking to a licensed insurance agent.

You have the option to buy direct online

Professional insurance agents are important, but Texas car insurance can also be bought from companies direct over the internet. Some specific companies like Allstate and State Farm who have local Frisco agents also give you the ability to buy a policy online, so keep that in mind.

If you’re uncomfortable with choosing your own coverages when buying direct, that shouldn’t be an issue. Insurance companies all provide contact methods for getting advice on proper coverages.

Is it cheaper to buy car insurance online? That is a tough question to answer since there may be dozens of rate factors that determine the price you pay. Common logic is that buying directly from the company lowers rates due to not having any agent compensation. But in reality, the cost of constant advertising is expensive and that can cost more than having to pay agents.

More quotes mean more savings

Cheaper auto insurance is possible online and with local Frisco insurance agents, so you should be comparing quotes from both in order to have the best price selection to choose from. Some insurance providers do not offer you the ability to get quotes online and many times these small, regional companies only sell through independent insurance agents.

When you buy insurance online, do not reduce coverage to reduce premium. There have been many cases where someone dropped physical damage coverage only to regret at claim time that saving that couple of dollars actually costed them tens of thousands. The proper strategy is to buy enough coverage at an affordable rate while still protecting your assets.

To learn even more about auto insurance

Additional detailed information can be found at the Texas Department of Insurance website. Visitors are able to report car insurance fraud, read state legal mandates and laws, find a variety of consumer forms, and read consumer alerts.

Also read more on Auto Insurance 101 and this link which helps you find a Frisco agent.