Having to pay for overpriced car insurance can overdraw your savings account and force you to prioritize other expenses. Comparison shopping is free and is an excellent way to help make ends meet.
Drivers have multiple insurance companies to choose from, and even though it’s nice to have a selection, lots of choices makes it harder to find the lowest rates.
It’s important to compare prices before your policy renews because prices fluctuate regularly. If you had the best rates last year a different company probably has better rates today. There is a lot of bad advice regarding car insurance on the internet, so we’re going to give you a bunch of ideas how to slash your car insurance rates.
There are a variety of methods to compare car insurance quotes, but one way is easier and takes less work. You can waste a few hours (or days) talking to insurance agencies in Federal Way, or you can stay home and use online quoting to get pricing more quickly.
Most car insurance companies are enrolled in a marketplace where insurance shoppers only type in their quote data once, and every company returns a rated price based on the submitted data. This eliminates the need for form submissions to every company.
To compare rates using this form now click here to start a free quote.
The single downside to using this type of system is that consumers can’t choose the insurers you want pricing from. So if you want to select specific providers to request quotes from, we have a listing of companies who write car insurance in Washington. Click to view list.
However you get your quotes, make darn sure you compare the exact same coverages and limits on every quote you get. If you are comparing different values for each quote then you won’t be able to find the best deal in Federal Way. Quoting even small variations in insurance coverages can mean a large discrepancy in price. It’s important to know that getting more free quotes will enable you to find the best price.
The cost of insuring your cars can be expensive, but you can get discounts that many people don’t even know exist. Larger premium reductions will be automatically applied at quote time, but less common discounts must be manually applied in order for you to get them.
It’s important to note that most credits do not apply to all coverage premiums. The majority will only reduce the price of certain insurance coverages like liability, collision or medical payments. So even though it sounds like you can get free auto insurance, it doesn’t quite work that way. Any qualifying discounts will reduce your premiums.
When choosing adequate coverage for your vehicles, there really is no “perfect” insurance plan. Your needs are not the same as everyone else’s so your insurance should reflect that These are some specific questions might help in determining if your insurance needs might need professional guidance.
If you’re not sure about those questions, you might consider talking to a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form or you can go here for a list of companies in your area.
Additional information can be found on the website for the Washington State Office of the Insurance Commissioner. Click here for link. Washington consumers can report car insurance fraud, view agent and company licensing information, and view a list of available companies.