No one looks forward to buying auto insurance, especially knowing their premiums are too high. You have multiple auto insurance companies to insure vehicles with, and even though it’s nice to have a selection, lots of choices makes it harder to compare company pricing.
You should make it a habit to shop coverage around every six months because prices change quite often. Even if you think you had the lowest rates on your last policy you will most likely find a better rate today. Forget anything you know (or think you know) about auto insurance because I’m going to let you in on the secrets to the best way to find the best coverage while lowering your premiums.
Getting a cheaper price on insurance can be surprisingly simple. You just have to spend a few minutes on the computer to get quotes online with multiple companies. This is very easy and can be done in several different ways.
Which method you use is up to you, but ensure you’re using identical deductibles and coverage limits for every company. If your comparisons have differing limits it will be next to impossible to determine the best price in Homewood.
When buying coverage, there really is no perfect coverage plan. Your needs are not the same as everyone else’s and a cookie cutter policy won’t apply. For instance, these questions might help in determining whether or not you may require specific advice.
If you can’t answer these questions, then you may want to think about talking to an insurance agent. If you don’t have a local agent, fill out this quick form or go to this page to view a list of companies. It is quick, free and can help protect your family.
Some people just want to get advice from a local agent and that is OK! Professional agents can point out coverage gaps and give you someone to call. One of the great benefits of comparing insurance prices online is you can get the best rates and still have an agent to talk to. Buying from local agencies is especially important in Homewood.
Once you complete this quick form, the quote information is submitted to insurance agents in Homewood who will compete for your business. You don’t have to leave your house due to the fact that quote results will go straight to your inbox. How’s that for easy!
Shown below are agents in Homewood that can give you rate quotes.
CGH Insurance Group Inc – 3490 Independence Dr, Homewood, AL 35209 – (205) 870-3535
Allstate Insurance – 3045 Independence Dr # A, Homewood, AL 35209 – (205) 870-9643
Lambert Agency – 3419 Independence Dr, Homewood, AL 35209 – (205) 871-9109
Farmers Insurance Group – 181 W Valley Ave, Homewood, AL 35209 – (205) 769-9905
Jim Wilson Insurance – 1900 27th Ave S, Homewood, AL 35209 – (205) 879-8533
Choosing an insurer should depend on more than just the premium amount. Here are some questions to ask:
Once you have received positive feedback to your questions and locked in a price quote, you’ve probably found an provider that will properly insure your vehicles.
Additional information can be read on the website for the Alabama Department of Insurance found here. Alabama drivers can download brochures, view a list of available companies, and read enforcement actions against agents and companies.