To locate a good Sandy Springs agent, we recommend you begin your search using online quotes instead of calling around. There is a good chance you not only want a professional licensed agent, but also great rates as well.
With insurance companies like Allstate, Farmers and State Farm as well as independent agents having offices in Sandy Springs, it can be hard to know which will have the best rates, service and coverage. To help decide, consumers can use online quoting to get a list of agencies to choose from.
Licensed agents can help determine the best coverages and give you someone to call. One of the best bonuses of price shopping on the web is the fact that you can find lower rates and still choose a local agent. Buying from local businesses is especially important in Sandy Springs.
Upon completion of this form (opens in new window), your coverage information is instantly submitted to local insurance agents in Sandy Springs who will compete to get your business. You won’t need to leave your computer since price quotes are sent to the email address you provide. How cool is that?!
When finding a good Sandy Springs insurance agent, you need to know there are two types of insurance agents that differ in how they can insure your vehicles. Agents can either be independent or captive. Both do a good job, but it’s worth mentioning how they differ since it can impact buying decisions.
Independent agencies are not locked into one company but instead can place your coverage with multiple insurance companies enabling the ability to shop coverage around. If your agent finds better pricing, an independent agent can move your coverage and that require little work on your part. When comparison shopping, we recommend you get quotes from several independent insurance agents for the best price selection. Most have the option of insuring with lesser-known insurance companies who may have lower rates.
The following is a short list of independent insurance agencies in Sandy Springs who can help you get comparison quotes.
Captive insurance agents are contracted to one company like American Family, State Farm and Allstate. These agents are unable to place coverage with different providers so it’s a take it or leave it situation. Captive agents are well schooled on the products they sell which helps them compete with independent agents. Consumers frequently buy from captive agents primarily because of the prominence of the brand and strong financial ratings.
Shown below is a short list of captive agencies in Sandy Springs willing to provide rate quotes.
To view a complete directory of Sandy Springs captive agents, please view this page.
Selecting an insurance agent shouldn’t rely on just the price. Here are some questions to ask:
Once you have positive responses and a low price estimate, you’ve probably found an auto insurance agent that can properly insure your vehicles.
Licensed agents are important, but you can also find affordable Georgia auto insurance from companies direct over the internet. Certain companies like Allstate and State Farm who have local agents in Sandy Springs also allow you to buy direct on their websites, and that can save time.
If you’re apprehensive about not having an agent to talk to, don’t let it bother you. Car insurance companies provide customer service for getting questions answered. Most companies also provide live chat and online tools to clarify any questions you may have.
Do online companies have better rates? That is a tough question to answer because there are many components which can adversely affect your policy premium. Common logic is that a customer who purchases direcly from an online company cuts out the middleman. But the reality is online and traditional media advertising are expensive so the lack of a commission may be a wash.
Cheap car insurance can be purchased both online and also from your neighborhood Sandy Springs agents, so you should compare both to have the best selection. Some insurance companies may not provide the ability to get a quote online and most of the time these small insurance companies sell through independent agents.
When buying insurance coverage, it’s not a good idea to buy less coverage just to save a little money. In too many instances, an insured dropped full coverage only to regret that they should have had better coverage. Your aim should be to get the best coverage possible at a price you can afford, not the least amount of coverage.
Additional information is available on the Georgia Insurance and Safety Fire Commissioner website. Click here for link. Georgia consumers can find out industry alerts, get help finding coverage, read enforcement actions against agents and companies, and learn about specific coverages.
Other related articles: