How to Find Cheaper Auto Insurance Pricing From Insurance Agents in Brownsville Texas

When finding a licensed insurance agent in Brownsville, we recommend you start your research on the web to save yourself time. Consumers need a great agent that can assess your needs, but also need the best possible rates.

Since consumers have many options, it’s nearly impossible to pick the most affordable car insurance company.

How to compare Brownsville auto insurance rates

Agents can answer important questions and give you peace of mind. One of the great benefits of price shopping on the web is that you can obtain the best rates but still work with a licensed agent.

Once you complete this form (opens in new window), your insurance coverage information is instantly submitted to insurance agents in Brownsville who will return price quotes for your coverage. You won’t need to leave your computer due to the fact that quote results will go to the email address you provide. It doesn’t get any easier! You can find better rates and a licensed agent to work with.

Deciding on an insurance agent requires more thought than just a low price. Any agent should be forthright in answering these questions:

  • Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
  • What will you get paid if your car is a total loss? How is that amount determined?
  • How much will you save each year by using a higher deductible?
  • Can they give you a list of client referrals?
  • If you have an accident, are you able to get your vehicle repaired at the shop of your choice?

Compare rates from both independent and captive insurance agents

When searching for a reliable agent, there are a couple of types of insurance agents that you can select. Brownsville agents are categorized either captive or independent.

Agency Captives

These agents are contracted to one company such as State Farm or Allstate. These agents are not able to compare other company’s rates so they have no alternatives for high prices. These agents are very knowledgeable in insurance sales which helps them compete with independent agents.

The following are Brownsville captive insurance agencies that are able to give price quote information.

Farmers Insurance Group – 1514 E Los Ebanos Blvd – Brownsville, TX 78520 – (956) 541-7033
Allstate Insurance – 1805 Ruben Torres Blvd # B2 – Brownsville, TX 78526 – (956) 986-2886

Independent Agencies or Brokers

Independent insurance agents do not work for one specific company but rather can write business with lots of companies and potentially find a lower price. If your agent finds better pricing, your agent can switch companies and that require little work on your part. When comparing rates, it’s a good idea to get quotes from multiple independent agents to have the most options to choose from.

Shown below is a short list of independent insurance agents in Brownsville who can help you get price quote information.

United Southwestern Agency Inc – 2414 Central Blvd – Brownsville, TX 78520 – (956) 546-6897
Michelle Campos Insurance – 850 W Price Rd – Brownsville, TX 78520 – (956) 554-3434
Roy Garcia Insurance – 1213 E Alton Gloor Blvd # A – Brownsville, TX 78526 – (956) 541-4939
Felipe Benavides Agency – 2815 Central Blvd – Brownsville, TX 78520 – (956) 541-3232
Nafta General Agency Inc – 2929 International Blvd – Brownsville, TX 78521 – (956) 546-8141

To view a complete directory of licensed insurance agents in Brownsville, go to this page.

Once you have received positive feedback as well as a affordable price, it’s possible that you found an insurance agency that is a good match to service your policy.

Keep your options open

Local insurance agents serve a purpose, but you also have the option of buying Texas car insurance from online companies direct. Even companies who have local Brownsville agents also let you quote and buy online, and that is helpful if you don’t want to take the time to contact agents.

If you’re concerned about whether or not you’ll have guidance when buying car insurance direct, don’t sweat it. Online insurance companies all have toll-free customer service to answer any questions you may have.

Is car insurance cheaper online? That is a tough question to answer because there are many components that influence your rates. Many people think that a consumer who buys direct saves money because there is no commission. But in reality, advertising budgets are huge and that can quickly cost more than paying an agent.

More tips and info about auto insurance is located at the Texas Department of Insurance website. Texas consumers can read state legal mandates and laws, view agent and company licensing information, find disaster information, and view a list of available companies.

Brownsville Texas car insurance

Also read more on this site for Texas auto insurance information and this list of insurance agents in Brownsville, TX.

Online plus local equals savings

Consumers switch companies for many reasons like extreme rates for teen drivers, denial of a claim, high rates after DUI convictions and even questionable increases in premium. Regardless of your reason for switching companies, finding the right auto insurance provider can be less work than you think.

Cheap auto insurance is definitely available from both online companies and with local Brownsville insurance agents, and you need to comparison shop both in order to have the best chance of saving money. Some auto insurance companies do not offer the ability to get a quote online and usually these regional insurance providers provide coverage only through local independent agents.