How to Find a Car Insurance Agent in Savannah Georgia

When trying to find a good Savannah agent, you can start your research using online quotes instead of calling around. Consumers need a great agent that can assess your needs, but also the lowest rates in Savannah.

Drivers have multiple insurance agents to pick from, and though it is a good thing to have a selection, so many choices can make it hard to compare rates and cut insurance costs.

Online quotes help locate Savannah agents

Educated insurance agents can answer important questions and help in the event of a claim. The best thing about comparing rates online is the fact that you can find lower rates but still work with a licensed agent.

Once you complete this form (opens in new window), the coverage information is instantly submitted to insurance agents in Savannah who will return price quotes for your insurance coverage. You never need to leave your house since price quotes are sent straight to your inbox. How’s that for easy! You can find the lowest rates and an insurance agent to talk to.

Selecting a car insurance agent requires more thought than just a cheap price. Ask your prospective agent these questions:

  • Do the companies they represent have a solid financial rating?
  • Can they provide you with a list of referrals?
  • How long have they worked with personal auto insurance coverage?
  • Are they able to influence company decisions when a claim is filed?
  • Who are their largest clients?
  • Are you getting all the discounts the company offers?
  • Does the agency support the community they serve?
  • If they are an independent agency, which companies do they recommend?

The following is a list of car insurance agents in Savannah who can help you get comparison quotes.

Liberty Mutual Insurance – 785 King George Blvd, Savannah, GA 31419 – (912) 920-3967
Boyett & Smith Insurance – , Savannah, GA 31406 – (912) 356-5253
Allstate Insurance – 12206 Navajo Rd, Savannah, GA 31419 – (912) 925-5324
Direct General Ins Agency – 7400 Abercorn St # 702, Savannah, GA 31406 – (912) 355-1161
Georgia Farm Bureau Insurance – 1200 Shannon Ave, Savannah, GA 31406 – (912) 355-5659
Daly Insurance – 7505 Waters Ave # D2, Savannah, GA 31406 – (912) 352-1400
State Farm Insurance – 10010 Abercorn St, Savannah, GA 31406 – (912) 961-1115

Upon getting good answers to these questions and a low price estimate, you may have just found an insurance agency that will adequately provide auto insurance.

How do I know if I need professional advice?

When choosing the best auto insurance coverage for your vehicles, there really is no best way to insure your cars. Everyone’s situation is a little different and your policy should reflect that. These are some specific questions might help in determining if you will benefit from professional help.

  • Does having multiple vehicles earn me a discount?
  • Am I covered if I wreck a rental car?
  • Does my vehicle qualify for pleasure use?
  • Does my insurance cover my expensive audio equipment?
  • Can my teen driver be rated on a liability-only vehicle?
  • Do I need PIP coverage since I have good health insurance?
  • Am I covered by my spouse’s policy after a separation?
  • Is my custom paint covered by insurance?
  • Is pleasure use cheaper than using my vehicle to commute?

If you’re not sure about those questions but a few of them apply, you may need to chat with a licensed insurance agent.

You have the option to buy car insurance direct online

Licensed agents are indespensible for some people, but Georgia consumers also have the option to buy from companies direct over the internet. Certain companies who employ agents also permit you to buy a policy online, and that can save time.

If you’re worried about not receiving proper advice when buying car insurance direct, this is normal but is quickly overcome. Online companies have customer service departments for answering any questions you have. You may also access extensive coverage information and 24/7 assistance to clarify any questions you may have.

Does car insurance cost less online? It’s hard to say exactly because of the number of factors that are calculated into your premium. It’s a logical assumption that shopping direct cuts out the middleman. For most online online companies, however, marketing expenses are significant so there may not be significant savings.

Better coverage you can count on

While you’re price shopping online, you should never buy poor coverage just to save money. There have been many situations where someone sacrificed physical damage coverage and learned later that they should have had better coverage. Your focus should be to get the best coverage possible at an affordable rate while not skimping on critical coverages.

Georgia insurance agent

Cost effective auto insurance can be sourced on the web and with local Savannah insurance agents, so you should be comparing quotes from both to have the best rate selection. Some companies do not offer online quoting and many times these smaller companies only sell through independent insurance agents.

More Georgia auto insurance resources

More detailed Georgia auto insurance information is located at the Georgia Insurance and Safety Fire Commissioner website. Consumers can view agent and company licensing information, read enforcement actions against agents and companies, report car insurance fraud, and file complaints about a company.