If you’re trying to find a licensed insurance agent in Lansing, it’s recommended you do an initial search by comparing prices online rather than looking in the yellowpages. You require a competent insurance agent, and also want to find the best possible price.
You have so many car insurance agents to choose from, and although it’s a good thing to have a selection, so many choices can make it hard to get the best deal.
Educated insurance agents can help determine the best coverages and give you peace of mind. One of the best bonuses of comparing insurance prices online is you may find the best rates and still have an agent to talk to.
To find an agent, once you fill out this form (opens in new window), the coverage information is immediately sent to participating agents in Lansing who will compete for your coverage. You don’t have to leave your computer because quoted prices will be sent to the email address you provide. How’s that for easy!
Picking an insurance agency needs to be determined by more than just the premium amount. Agents should be asked these questions:
If you want to view a list of agents in Lansing to contact, please click here.
After receiving acceptable answers as well as a affordable price, chances are good that you have found a car insurance agent that is a good match to properly service your car insurance policy.
Car insurance agents are perfect for certain consumers, but you also have the option of buying direct online. A few companies, such as State Farm, Allstate and Farmers, who sell through the agent channel also let you quote and buy online, so keep that in mind if you’re trying to lower your rates.
If you’re uneasy about not receiving proper advice when shopping online, that is normal but is not a big issue. Companies give you access to trained agents for answering any questions you have. They also make available extensive coverage information and 24/7 assistance that you can use if you have questions.
Can you find lower rates online? Whether or not you’ll save is impossible to say due to the large number of individual components which can raise or lower premium rates. Common logic is that shopping direct lowers rates due to not having any agent compensation. But in reality, advertising budgets are huge and those expenses can offset most of the savings by selling direct.
Cheap car insurance can be bought from both online companies and also from your neighborhood Lansing agents, so compare prices from both to get a complete price analysis. A few companies may not provide online price quotes and many times these smaller companies only sell through independent insurance agents.
Insureds who switch companies do it for a variety of reasons including policy non-renewal, not issuing a premium refund, delays in paying claims or even lack of trust in their agent. Regardless of your reason for switching companies, switching car insurance companies is actually quite simple.
Additional detailed information is available at the Michigan Office of Financial and Insurance Regulation website. Consumers can get help finding coverage, discover disciplinary actions, view agent and company licensing information, and find out which companies have the most complaints.
The articles below may also help you learn more about car insurance in Lansing