Get Car Insurance Comparison Quotes From Overland Park, KS Insurance Agencies

When searching for a good insurance agent in Overland Park, Kansas, it’s recommended you do the preliminary legwork on the web rather than picking up the phone. It’s highly likely you not only want a good professional insurance agent, but you also want to find affordable coverage.

With State Farm, Allstate, Farmers and independent agents all competing for business in Overland Park, consumers have a hard time knowing which will provide you with the best rates, service and coverage. Thankfully, it’s easy to use insurance quotes online to get a list of insurance agents to choose from.

Compare online but buy from a local Overland Park agent

Educated insurance agents can help determine the best coverages and help file insurance claims. One of the best bonuses of price shopping on the web is the fact that you can find the lowest rates but still work with a licensed agent. Buying from local insurance agencies is important particularly in Overland Park.

By using this simple form, your insurance coverage information gets sent to agents in your area who will battle to get your business. There is no reason to leave your computer as quotes are delivered to your email. How cool is that?!

The type of car insurance agent you choose is important

When looking for a good insurance agency, you need to know there are two types of insurance agents to choose from. Overland Park agents are either captive or independent. Both insure your vehicles, but it’s worth learning the differences because it can influence your selection of an agent.

Independent Agents (or Brokers)

These agents do not work for one specific company so they can insure your vehicles with lots of companies enabling the ability to shop coverage around. To move your coverage to a new company, they simply move the coverage in-house and that require little work on your part. When comparison shopping, we recommend you include price quotes from several independent insurance agents for maximum quote selection.Most can insure with smaller companies which may provide better rates.

Listed below is a short list of independent insurance agents in Overland Park who can help you get comparison quotes.

  • WKF and C Agency Inc – 13220 Metcalf Ave # 370 – Overland Park, KS 66213 – (913) 402-1777
  • American Agency – 10801 Mastin St – Overland Park, KS 66210 – (913) 323-7800
  • Ken Stewart Insurance – 6801 W 121st St – Overland Park, KS 66209 – (913) 491-6561
  • Rob Levitch Agency – 6804 W 107th St # 225 – Overland Park, KS 66212 – (913) 642-1160
  • Fortis Benefits Insurance Co – 8300 College Blvd # 120 – Overland Park, KS 66210 – (913) 469-8090
Captive Insurance Agents

These agents write business for a single company and examples are State Farm or Allstate. They are unable to shop your coverage around so they have no alternatives for high prices. They are very knowledgeable on their company’s products which helps them sell insurance even at higher premiums. Consumers sometimes buy insurance from these agents mostly because of the brand legacy and the convenience of having all coverages with one company.

Below are captive agents in Overland Park who can help you get comparison quotes.

  • Farmers Insurance Group – 10985 Cody St # 240 – Overland Park, KS 66210 – (913) 469-0834
  • State Farm Insurance – 10540 Marty St # 120 – Overland Park, KS 66212 – (913) 648-7800
  • American Family Insurance – 8595 College Blvd # 120 – Overland Park, KS 66210 – (913) 451-8003
  • Allstate Insurance – 9225 Indian Creek Pkwy # 600 – Overland Park, KS 66210 – (913) 451-5217
  • Shelter Insurance – 10925 Antioch Rd – Overland Park, KS 66210 – (913) 642-0351

For a full directory of captive agents in Overland Park, please go to this site.

Selecting an insurance agent needs to be determined by more than just the bottom line cost. These questions are important to ask:

  • Do they assist clients in filing claims?
  • Do they receive special compensation for putting your coverage with one company over another?
  • Did they already check your driving record and credit reports?
  • How long have they worked with personal auto insurance coverage?
  • Do clients work directly with the agent or are most inquiries handled by a CSR?
  • How much can you save by raising your physical damage deductibles?

After receiving acceptable answers to your questions and an affordable coverage quote, most likely you have located a car insurance agent that meets your needs to service your policy.

What if I want to buy from an online company?

Auto insurance agents are important, but Kansas car insurance can also be bought direct online. Some specific companies like State Farm and Allstate who have local agents in Overland Park also give you the option to buy a policy online, and online price comparisons are easy and can also potentially find you lower rates.

If you’re uneasy about not having professional advice when buying online, this is normal but is quickly overcome. All companies all provide contact methods for answering any questions you have.

Will you save money buying auto insurance online? It’s difficult to provide an answer because of the fact that insurance companies use many factors that determine the price you pay. Some people think that buying online saves by not paying a commission. But in most cases, advertising budgets are huge and this drives up their premium costs.

Additional car insurance information is available on the Kansas Insurance Department website found here. Consumers can read state legal mandates and laws, learn about specific coverages, view agent and company licensing information, and find out which companies have the most complaints.

Quote more, save more

Cost effective car insurance is possible online in addition to many Overland Park insurance agents, so compare prices from both so you have a total pricing picture. Some companies do not provide the ability to get a quote online and most of the time these small, regional companies sell through independent agents.

Overland Park insurance quotes

While you’re price shopping online, do not buy less coverage just to save a little money. In many instances, consumers will sacrifice liability limits or collision coverage to discover at claim time that a couple dollars of savings turned into a financial nightmare. The proper strategy is to purchase plenty of coverage at an affordable rate.