When finding a good insurance agent in Mesquite, TX, you can do the preliminary legwork on the internet to save yourself time. Consumers require a professional licensed agent, but also need the best possible price.
Drivers have so many auto insurance agents to buy insurance from, and although it’s a good thing to have a selection, it can be more challenging to compare rates and cut insurance costs.
Licensed agents are trained to spot inefficiencies and help submit paperwork. One of the best bonuses of price shopping on the web is the fact that you can find the best rates but also keep your business local.
To help locate an agent, after submitting this simple form, your insurance coverage information gets sent to local insurance agents who will return price quotes for your business. There is no need to leave your computer since price quotes are sent to the email address you provide. It doesn’t get any easier! Get lower rates without the usual hassles of price shopping.
Selecting an insurance agent requires more thought than just a low price. These are valid questions to ask:
When researching a reliable agent, there are two different agency structures that differ in how they can insure your vehicles. Insurance agencies in Mesquite are classified as either captive or independent (non-captive).
Captive insurance agents can only place business with one company like Allstate, AAA, Liberty Mutual and State Farm. They usually cannot place coverage with different providers so keep that in mind. These agents are well schooled in insurance sales which can be an advantage.
Listed below are captive insurance agencies in Mesquite who may provide you with rate quotes.
Allstate Insurance – 3334 N Town East Blvd # 210 – Mesquite, TX 75150 – (972) 686-7928
Farmers Insurance Group – 3220 Gus Thomasson Rd # 355 – Mesquite, TX 75150 – (972) 686-6803
Shelter Insurance – 3600 Gus Thomasson Rd # 143 – Mesquite, TX 75150 – (972) 681-2736
State Farm Insurance – 2144 N Belt Line Rd # A – Mesquite, TX 75150 – (972) 289-0886
Independent insurance agents are not employed by any specific company but instead can place your coverage with multiple insurance companies depending on which coverage is best. If your agent finds better pricing, the agent simply finds a different carrier and that require little work on your part. When searching for an agent, you should always include price quotes from at a minimum one independent agency for maximum quote selection.
The following is a list of independent insurance agencies in Mesquite that are able to give price quotes.
Dennis Drain Insurance – 3330 N Galloway Ave # 308 – Mesquite, TX 75150 – (972) 270-3535
Direct General Ins Agency – 2411 N Galloway Ave # 114 – Mesquite, TX 75150 – (972) 681-0720
Steve Alexander Insurance – 3001 Motley Dr # G – Mesquite, TX 75150 – (972) 613-8799
Tomlinson Agency – 1900 Oates Dr – Mesquite, TX 75150 – (972) 698-6948
To view a full list of insurance agents in Mesquite, view this link.
After receiving reasonable responses to any questions you have and a low price estimate, you’ve probably found an insurance agency that can properly insure your vehicles.
Auto insurance agents are important, but Texas consumers also have the option to buy directly from online companies. Some specific companies who have local Mesquite agents also give you the ability to buy online. This is something to consider and can also potentially find you lower rates.
If you’re concerned about not getting proper coverage when buying direct, this is normal but is quickly overcome. Insurance companies provide toll-free numbers for getting advice on proper coverages.
Are online rates lower? It’s difficult to say for sure because there are a lot of things that impact your premium. Many people think that purchasing direct online prevents the agent from taking a cut. For the majority of companies, however, promoting brand recognition is pricey and this tends to eat up any savings.
When trying to find the best rates, the only way to determine if the best rates are online or from local agents is to take the time to compare rates from both. It’s possible to get different rates from insurance agents and online quoting from the same insurance company.
Even more information can be read at the Texas Department of Insurance website. Consumers can learn about specific coverages, read consumer alerts, read state legal mandates and laws, and read industry bulletins.
When you buy insurance online, it’s very important that you do not reduce coverage to reduce premium. There have been many cases where drivers have reduced liability coverage limits and found out when filing a claim they didn’t have enough coverage. Your focus should be to purchase a proper amount of coverage at a price you can afford while still protecting your assets.
People switch companies for a number of reasons such as poor customer service, an unsatisfactory settlement offer, denial of a claim or high rates after DUI convictions. No matter why you want to switch, switching car insurance companies is less work than it seems.