Follow These Ultimate Tips for Saving Money on New Haven Connecticut Car Insurance

Feel like you’re a prisoner to an overpriced car insurance policy? Trust us, you’re not the only one.

You have multiple insurers to purchase coverage from, and although it’s nice to have a selection, it can be more challenging to find the lowest cost provider.

You should make it a habit to check car insurance prices on a regular basis due to the fact that insurance rates tend to go up over time. Even if you got the lowest rates a year ago you will most likely find a better rate today. Ignore everything you know about car insurance because you’re about to learn the things you must know in order to reduce your cost while improving coverage.

Cut your premium with discounts

Auto insurance companies don’t always advertise every discount very well, so we took the time to find both well-publicized as well as the least known car insurance savings.

  • Good Students Pay Less – This discount can save 20 to 25%. Earning this discount can benefit you until age 25.
  • Passive Restraints – Vehicles equipped with air bags or motorized seat belts can receive discounts of 20% or more.
  • Federal Employees – Simply working for the federal government can earn a discount up to 10% depending on your company.
  • Save over 55 – Mature drivers may receive a small decrease in premiums.
  • Own a Home – Owning a home in New Haven can save you money because of the fact that having a home shows financial diligence.
  • Auto/Home Discount – When you have multiple policies with the same company you may save up to 20% off your total premium.
  • Low Mileage Discounts – Fewer annual miles could be rewarded with better rates on cars that stay parked.
  • Driver’s Ed – Make teen driver coverage more affordable by requiring them to complete a driver education course if offered at their school.

It’s important to note that most discount credits are not given the the whole policy. Most only reduce the price of certain insurance coverages like comprehensive or collision. Just because you may think all those discounts means the company will pay you, companies don’t profit that insurance image

For a list of providers with discount car insurance rates in New Haven, click here to view.

How to Get New Haven Car Insurance Comparison Quotes

Shopping for lower car insurance rates can be a lot of work if you don’t utilize the most efficient way. You can waste a few hours (or days) talking about coverages with agents in New Haven, or you can utilize the internet to accomplish the same thing much quicker.

Many insurance companies take part in a program where insurance shoppers submit their information once, and at least one company returns a rated price for coverage. This system prevents you from having to do quote forms to each company. To use this form to compare rates click here to start a free quote.

The single downside to comparing rates this way is you can’t choose which providers you will receive quotes from. If you wish to select specific providers to compare prices, we have assembled a list of the cheapest car insurance companies in Connecticut. View list of Connecticut insurance companies.

Which method you use is up to you, but make darn sure you compare the exact same coverages and limits for each price quote. If each company quotes higher or lower deductibles you will not be able to determine the lowest rate in New Haven. Quoting even small variations in coverage limits can result in a big premium difference. Keep in mind that getting more free quotes helps you find lower pricing.

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Compare but don’t skimp

Discount car insurance can be found on the web as well as from independent agents in New Haven, and you should compare price quotes from both in order to have the best price selection to choose from. Some insurance companies don’t offer online quoting and usually these regional insurance providers provide coverage only through local independent agents.

In this article, we presented a lot of ways to save on car insurance. The key thing to remember is the more price quotes you have, the higher the chance of saving money. Drivers may discover the lowest priced car insurance comes from a company that doesn’t do a lot of advertising. These companies may only write in your state and offer lower rates than the large multi-state companies such as Progressive and GEICO.