Five Minute Guide to Researching a North Las Vegas, NV Car Insurance Agent

When trying to find an insurance agent in North Las Vegas, Nevada, you can always do the preliminary legwork by getting online comparison quotes to save time. Chances are good you’re wanting a good agent, but you also want to find the lowest possible price.

With Allstate, Farmers and State Farm as well as independent agents all competing for business in North Las Vegas, it’s difficult to determine which provider will provide the cheapest rates and the best coverage. Fortunately, consumers can use online price quotes in order to build a list of insurance agents and thier coverage prices.

Quote online but work with a neighborhood agent

Insurance agents are trained to spot inefficiencies and give you peace of mind. One of the great benefits of comparing rates online is that you can obtain the best rates and still choose a local agent. Buying from local agencies is especially important in North Las Vegas.

For easy comparison, once you complete this simple form, your insurance coverage information is immediately sent to local insurance agents who will battle for your coverage. There is no reason to visit any agencies since price quotes are sent straight to your inbox. It doesn’t get any easier!

Different types of auto insurance agents in North Las Vegas

When searching for a reliable agent, there are a couple of types of insurance agents that differ in how they can insure your vehicles. North Las Vegas agents are categorized either captive or independent (non-captive). Both types can write coverage properly, but it’s worth mentioning how they are different since it may influence your selection of an agent.

Independent Agents (or Brokers)

Independent insurance agents are not employed by any specific company but rather can write business with many different companies depending on which coverage is best. If you are not satisfied with one company, an independent agent can move your coverage and you don’t have to find a new agent.

When comparing rates, we recommend you get quotes from multiple independent agents to have the most options to choose from.

Below is a short list of independent insurance agencies in North Las Vegas who may be able to give you competitive price quotes.

Laidlaw Agency – 5595 Simmons St # 4 – North Las Vegas, NV 89031 – (702) 804-5600
Agency Insurance Resolutions – 3100 E Lake Mead Blvd – North Las Vegas, NV 89030 – (702) 649-5505
H F Hamilton Insurance – 3315 W Craig Rd – North Las Vegas, NV 89032 – (702) 643-4923
Brooke Insurance and Financial – 2101 E Lake Mead Blvd # A – North Las Vegas, NV 89030 – (702) 639-0288

Captive Insurance Agents

Captive insurance agents are contracted to one company and examples are Liberty Mutual, Allstate, Farmers Insurance or State Farm. They generally cannot compare other company’s rates so they have to upsell other benefits. These agents are usually quite knowledgeable on the products they sell which helps them compete with independent agents.

Listed below is a list of captive agents in North Las Vegas that are able to give comparison quotes.

American Family Insurance – 3030 W Ann Rd # 110 – North Las Vegas, NV 89031 – (702) 396-7100
State Farm Insurance – 1631 W Craig Rd # 3c – North Las Vegas, NV 89032 – (702) 649-9200
Allstate Insurance – 1311 W Craig Rd # B – North Las Vegas, NV 89032 – (702) 631-5482
Farmers Insurance Group – 3925 N Martin L King Blvd #116 – North Las Vegas, NV 89032 – (702) 647-3507

For a full directory of captive agencies in North Las Vegas, please view this page.

Deciding on an auto insurance agent needs to be determined by more than just a low price. Here are some questions to ask:

  • Are they properly licensed to sell insurance in Nevada?
  • Who is covered by the car insurance policy?
  • Do they review policy coverages at every renewal?
  • Are claims handled at the agent’s location?
  • Do they specialize in personal lines coverage?
  • How long has their agency been in business in North Las Vegas?

Upon receiving answers to your satisfaction to all your questions and locked in a price quote, it’s possible that you found a car insurance agent that will service your policy.

What if I want to buy online?

Insurance agencies can be invaluable at times, but Nevada drivers can also buy direct online. Even companies, such as Farmers Insurance and State Farm, who sell through the agent channel also permit you to get a quote and buy online, so this should also be taken into consideration if you are the do-it-yourself type.

If you’re uneasy about choosing your own coverages when shopping online, that shouldn’t be an issue. Online car insurance companies that allow you to purchase coverage provide access to licensed agents for customer questions. In addition, they usually offer live help and an extensive research center that can help answer basic questions.

Are online rates lower? Whether or not you’ll save is impossible to say due to the large number of individual components that impact your final bill. Some people will tell you that a customer who purchases direcly from an online company saves the commission normally paid to an agent. But the fact is, getting their brand in front of customers is expensive so the lack of a commission may be a wash.

For more information

More information is located on the website for the Nevada Division of Insurance located here. Visitors are able to find a variety of consumer forms, read state legal mandates and laws, report car insurance fraud, and view a list of available companies.

North Las Vegas car insurance agents

The articles below may also help you learn more about auto insurance in North Las Vegas

Smart consumers save more

People who switch companies do it for a variety of reasons including an unsatisfactory settlement offer, extreme rates for teen drivers, unfair underwriting practices or policy non-renewal. Regardless of your reason, choosing a new company can be easy and end up saving you some money.

Lower-priced auto insurance is definitely available online as well as from independent agents in North Las Vegas, and you need to price shop both in order to have the best price selection to choose from. There are still a few companies who don’t offer you the ability to get quotes online and many times these small insurance companies only sell through independent insurance agents.