Finding the Right Auto Insurance Provider in Jackson

Comparing auto insurance companies in Jackson, MS can be challenging because there are a lot of options and selecting the best Jackson car insurance agent for your needs takes more work than just driving to the closest agent’s office. Consumers require a highly trained agent, and also cheaper auto insurance prices.

Companies like State Farm, Allstate, GEICO and Progressive increase brand awareness with advertising and it is challenging if not impossible to see past the corporate glitz and effectively compare rates to find the best deal.

There’s no such thing as the perfect policy

When it comes to choosing coverage for your personal vehicles, there is no one size fits all plan. Coverage needs to be tailored to your specific needs so your insurance needs to address that. For example, these questions might help in determining whether or not you may require specific advice.

  • Are my friends covered when driving my vehicle?
  • Does my personal policy cover me when driving my company car?
  • What is the minimum liability in Mississippi?
  • Do I need motorclub coverage?
  • Am I getting all the discounts available?
  • I have good health insurance, so how much medical payments coverage do I need?

If you can’t answer these questions, you may need to chat with an insurance agent.

Shop online but buy locally

Good agents can point out coverage gaps and help submit paperwork. One of the best bonuses of comparing insurance prices online is you can get the best rates and still choose a local agent.

By using this short form, the coverage information gets sent to local insurance agents who will give you bids for your insurance coverage. You never need to visit any agencies due to the fact that quote results will go straight to your inbox. It doesn’t get any easier!

Choosing an auto insurance agent shouldn’t rely on just a low price. Some important questions to ask are:

  • Do the companies they represent have a solid financial rating?
  • Are they properly licensed to sell insurance in Mississippi?
  • Is the agency involved in supporting local community causes?
  • Do they have any clout with companies to ensure a fair claim settlement?
  • If your car is in the repair shop, do you have coverage for a rental car?

Below is a short list of car insurance agents in Jackson that may be able to provide price quotes.

Brierfield Insurance Co – 1817 Crane Ridge Dr, Jackson, MS 39216 – (601) 713-1803
State Farm Insurance – 811 E River Pl, Jackson, MS 39202 – (601) 354-8603
Allstate Insurance – 4101 Northview Dr # A5, Jackson, MS 39206 – (601) 362-0060
Insurance Store – 5965 Highway 18 W, Jackson, MS 39209 – (601) 923-9770
Farm Bureau Insurance – 6771 S Siwell Rd # B, Jackson, MS 39272 – (601) 371-7296
Direct General Ins Agency – 4734 N State St # 1, Jackson, MS 39206 – (601) 366-0700

Once you have received answers to your satisfaction for all questions you ask as well as a affordable price, it’s possible that you found an auto insurance agent that meets your needs to properly insure your vehicles.

Aren’t online companies cheaper than using an agent?

Insurance agencies are a valuable resource, but Mississippi drivers can also buy from companies direct over the internet. Even companies like Allstate and State Farm who sell through agents in Jackson also give you the option to quote and buy online, and consumers should do that as an alternative to contacting agents.

If you’re uncomfortable with choosing your own coverages when buying car insurance direct, this is expected but don’t let that bother you. Online companies provide customer service you can use to get advice on coverages.

Can you save money buying online? Many people swear by it, but it’s difficult to answer because there are many components that impact your final bill. Some people will tell you that shopping online for auto insurance cuts out the agent as a middleman. But truthfully, it’s expensive to advertise and that can cost more than having to pay agents.

When trying to find the best rates, the only way to determine if prices are better online or from an agent is to compare price quotes from both. It’s even possible to receive different pricing from the exact same provider depending on if you quote online or with an agent. It’s difficult to tell where you can get the lowest rates until you actually compare rates from both.

Even more information can be found at the Mississippi Insurance Department website. Mississippi consumers can get help finding coverage, discover disciplinary actions, view a list of available companies, and learn about insurance regulations.

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Summing up your auto insurance search

Drivers switch companies for many reasons like high rates after DUI convictions, not issuing a premium refund, policy non-renewal and being labeled a high risk driver. Whatever your reason, choosing a new insurance company is easier than you think.

When trying to cut insurance costs, it’s a bad idea to buy less coverage just to save a little money. In too many instances, an insured dropped full coverage only to regret they didn’t have enough coverage. Your strategy should be to buy the best coverage you can find at a price you can afford while not skimping on critical coverages.