Comparing auto insurance companies in Inglewood, California can be challenging because there are a lot of options and selecting the best Inglewood car insurance agent for your needs is not as easy as just picking up the phone. For this article’s sake, it’s assumed you not only want a good professional insurance agent, but you also need the lowest possible price.
With companies like independent agents, Allstate and State Farm having local Inglewood offices, it’s hard to tell which provider will provide you with the lowest rates and best service. Thankfully, you can use insurance quotes online to assemble a group of insurance agencies and thier coverage prices.
Insurance agents can help determine the best coverages and give you peace of mind. The biggest benefit of comparing insurance prices online is the fact that you can find the best rates and still choose a local agent. And providing support for local businesses is important especially in Inglewood.
Upon completion of this form (opens in new window), your insurance coverage information is emailed to companies in Inglewood who will compete for your insurance coverage. You don’t have to even leave your home due to the fact that quote results will go directly to your email. Now that’s easy! Get lower rates and a licensed agent to work with.
When finding a reputable insurance agent or broker, you must know there are a couple different agency structures that differ in how they can insure your vehicles. Agencies in Inglewood are either independent (non-captive) or captive.
Independent agencies are not employed by any specific company but rather can write business with lots of companies enabling the ability to shop coverage around. To move your coverage to a new company, your agent can switch companies and that require little work on your part.
When shopping rates, it’s a good idea to include multiple independent agents for maximum quote selection.
Listed below is a short list of independent agencies in Inglewood willing to provide pricing information.
Odell Walker’s Insurance – 2222 W Manchester Blvd # D – Inglewood, CA 90305 – (323) 778-7779
Ramirez Insurance – 151 W Manchester Blvd – Inglewood, CA 90301 – (310) 674-7800
Stop One Agency – 415 W Manchester Blvd # 201 – Inglewood, CA 90301 – (310) 680-9500
Captive agents can only write with one company and some examples include AAA, Allstate and State Farm. They are unable to provide prices from multiple companies so they have to upsell other benefits. They are well schooled on their products and sales techniques which can be an advantage.
Below are captive agents in Inglewood willing to provide comparison quotes.
State Farm Insurance – 2644 W Imperial Hwy – Inglewood, CA 90303 – (323) 242-8000
Farmers Insurance Group – 1608 Centinela Ave # 14 – Inglewood, CA 90302 – (310) 410-3274
Allstate Insurance – 9920 S LA Cienega Blvd – Inglewood, CA 90301 – (310) 338-8003
For a complete listing of auto insurance agents in Inglewood, simply jump to this page.
Selecting an auto insurance agent should depend on more than just the bottom line cost. Some important questions to ask are:
After getting good answers and locked in a price quote, you’ve probably found a car insurance agent that meets your needs to insure your vehicles.
Insurance agencies are indespensible for some people, but you also have the option of buying California car insurance direct from companies that only sell online. Certain auto insurance companies, such as Farmers Insurance and State Farm, who employ agents also give you the ability to buy online, and that is helpful if you don’t want to take the time to contact agents.
If you’re uneasy about having to choose coverages yourself, that shouldn’t be an issue. Car insurance companies that require consumers to choose their own coverages provide access to licensed agents for getting the best coverage. Most companies also provide anytime access to help and a customer research section to help you make a buying decision.
Can online rates save money? It’s difficult to provide an answer because there are a lot of things that influence your rates. It’s a common assumption that purchasing direct online cuts out the agent as a middleman. In many cases, it’s expensive to advertise and that impacts the rates consumers pay.
Additional information is available on the website for the California Department of Insurance through this link. California drivers can find out industry alerts, learn about insurance regulations, and find out which companies have the most complaints.
The cheapest auto insurance is available both online in addition to many Inglewood insurance agents, so you should be comparing quotes from both to have the best rate selection. Some insurance companies do not provide online quoting and these small, regional companies work with independent agents.
While you’re price shopping online, it’s not a good idea to buy less coverage just to save a little money. There are many occasions where consumers will sacrifice comprehensive coverage or liability limits only to regret that it was a big error on their part. The ultimate goal is to purchase a proper amount of coverage at a price you can afford, not the least amount of coverage.