Easy Tips to Pay Less on Lakeland Auto Insurance

Have you fallen victim to an overpriced auto insurance policy? Believe me, you are not the only one feeling buyer’s remorse. Since consumers have many companies to choose from, it can be impossible to locate the most cost effective car insurance company.

Which Auto Insurance is Cheapest in Lakeland?

All the larger auto insurance companies like Progressive, Allstate and GEICO allow you to get price estimates online. Getting online rates is quite easy as you just type in the coverages you want as detailed in the form. After you submit the form their rating system sends out for your driving and credit reports and returns pricing information. This helps simplify price comparisons, but the time required to go to a lot of sites and fill out multiple forms can be a bit repetitive. Unfortunately, it is important to get many rate quotes if you are searching for lower prices.

The better way to compare rates

The easiest way to find better auto insurance pricing is to use a quote form to return rates from a bunch of companies at once. It’s a real time-saver, eliminates form submissions, and makes quoting online a little more enjoyable. As soon as the form is sent, it is rated and you can choose any one of the returned quotes. If one or more price quotes are lower than your current rates, it’s easy to complete the application and purchase coverage. It takes less than 15 minutes and you will know how your current rates stack up.

In order to find out how much you’re overpaying now, click here and fill out the form. If you currently have coverage, we recommend you complete the form with the coverages exactly as shown on your declarations page. This guarantees you are getting an apples-to-apples comparison based on the exact same insurance coverage.

Different people need different coverages

When it comes to buying adequate coverage, there really is not a cookie cutter policy. Everyone’s situation is unique and your policy should reflect that. For instance, these questions can aid in determining if your insurance needs could use an agent’s help.save money image

  • Are there companies who specialize in insuring high-risk drivers?
  • Do I qualify for additional discounts?
  • Is my cargo covered for damage or theft?
  • Am I covered by my employer’s commercial auto policy when driving my personal car for business?
  • Does my car insurance cover rental cars?
  • Are rental cars covered under my policy?

If you don’t know the answers to these questions, you might consider talking to an insurance agent. If you want to speak to an agent in your area, take a second and complete this form or go to this page to view a list of companies. It’s fast, free and can help protect your family.

Quote online but work with a neighborhood agent

A small number of people prefer to sit down with an agent and that is a personal choice. Educated insurance agents are trained to spot inefficiencies and help in the event of a claim. One of the great benefits of comparing insurance prices online is that you can obtain better rates but still work with a licensed agent.

After completing this form (opens in new window), your information is sent to local insurance agents who will battle for your insurance coverage. There is no need to leave your computer due to the fact that quote results will go to the email address you provide. Now that’s easy!

Choosing an provider should depend on more than just a cheap price. Here are some questions to ask:

  • If you have an accident, will your rates go up?
  • How long has their agency been in business in Lakeland?
  • What insurance companies do they work with?
  • Do they make recommendations based only on price?
  • How often do they review policy coverages?
  • Are they properly licensed to sell insurance in Florida?
  • Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?

Shown below are Lakeland insurers who can help you get rate quotes.

save money image

Horace Mann Insurance Co – , Lakeland, FL 33813 – (863) 701-7177
Sanders Agency Inc – 202 Lake Miriam Dr # E12, Lakeland, FL 33813 – (863) 644-0146
State Farm Insurance – 415 S Florida Ave, Lakeland, FL 33801 – (863) 688-8984
Jane Butler Insurance – 1964 E Edgewood Dr, Lakeland, FL 33803 – (863) 688-2613
Allstate Insurance – 3020 S Florida Ave # 201, Lakeland, FL 33803 – (863) 644-1188
Liberty Mutual Insurance – 3666 Harden Blvd, Lakeland, FL 33803 – (863) 644-7798

After receiving positive responses and an affordable coverage quote, you have narrowed it down to an insurer that can service your policy.

Additional auto insurance links

More tips and info about auto insurance is located at the Florida Office of Insurance Regulation website. Florida consumers can find out industry alerts, download brochures, read enforcement actions against agents and companies, and file complaints about an insurance agent or broker.

Additional helpful sites include QuoteClickInsure.com and QuoteClickSave.com.