Easily Find the Best Insurance Agent in Fontana

Comparing car insurance companies in Fontana, California can be challenging because there are a lot of options and picking a good California insurance agency is harder than just driving to the closest agent’s office. We’re guessing you not only want a great agent that can assess your needs, but also great rates as well.

With companies like American Family, Allstate, State Farm and independent agents having offices in Fontana, it’s difficult to determine which one will have the best service and rates. To begin, consumers can get online quoting to get a list of agencies and price estimates.

Online price comparisons from Fontana agents

Agents can point out coverage gaps and give you someone to call. The best thing about comparing insurance prices online is you may find the best rates and still have an agent to talk to. Buying from local agencies is important especially in Fontana.

To help locate an agent, after submitting this simple form, your insurance coverage information is immediately sent to participating agents in Fontana who will give you bids for your business. There is no need to drive around as quotes are delivered straight to your inbox. Now that’s easy!

Compare rates from both independent and captive auto insurance agents

When searching for a local agent, there are a couple of different types of agents from which to choose. Agencies in Fontana are categorized either captive or independent (non-captive). Both types can write coverage properly, but it’s important to know how they differ because it can impact your selection of an agent.

Independent Agents

Independent insurance agents are not locked into one company but rather can write business with any number of different companies enabling the ability to shop coverage around. If you are not satisfied with one company, your agent can switch companies without you having to go to a different agency.

When searching for an agent, it’s recommended you include multiple independent agents to get the best comparison.

Listed below is a list of independent agents in Fontana that can give you comparison quotes.

Thompson Christine Insurance – 9835 Sierra Ave – Fontana, CA 92335 – (909) 355-9098
Aries Insurance Svc – 9131 Citrus Ave – Fontana, CA 92335 – (909) 574-8525

Captive Agents

Captive agents write business for a single company and some examples include Allstate, State Farm and Farmers Insurance. Captives cannot provide prices from multiple companies so they have no alternatives for high prices. Captive agencies are usually quite knowledgeable on the products they sell and that can be a competitive advantage.

Listed below is a short list of captive insurance agents in Fontana that are able to give rate quotes.

State Farm Insurance – 14050 Cherry Ave – Fontana, CA 92337 – (909) 355-7053
Allstate Insurance – 16235 Foothill Blvd – Fontana, CA 92335 – (909) 574-1450
Farmers Insurance Group – 16846 Merrill Ave # 211 – Fontana, CA 92335 – (909) 355-9079

To view a complete directory of captive insurance agents in Fontana, view this link.

Choosing a car insurance agent requires more thought than just the price. These questions are important to ask:

  • How often do they review policy coverages?
  • If you are a high risk driver, do they have special markets for your coverage?
  • What are the financial ratings for the companies they represent?
  • Do they receive special compensation for putting your coverage with one company over another?
  • Does the agency have a good rating with the Better Business Bureau?
  • Do they have any clout with companies to ensure a fair claim settlement?

Once you have good answers to these questions and an affordable coverage quote, you may have just found an insurance agent that will properly insure your vehicles.

But what about GEICO, Progressive and Esurance?

Auto insurance agents are indespensible for some people, but California consumers also have the option to buy direct online. Even companies who sell through the agent channel also allow you to buy a policy online. This is something to consider.

If you’re worried about having to choose coverages yourself when shopping online, this is a normal reaction for first-time shoppers. Car insurance companies that allow you to purchase coverage give you access to trained agents that you can contact for information. They also make available online education and live help anytime to clarify any questions you may have.

Can you find lower rates online? Whether or not you’ll save is impossible to say since there are so many components that impact your final bill. Many people think that buying direct saves the commission normally paid to an agent. But truthfully, promoting brand recognition is pricey and that can cost more than having to pay agents.

Read more about California car insurance

Much more information about car insurance in California is located on the website for the California Department of Insurance located here. California drivers can file complaints about a company, file complaints about an insurance agent or broker, read consumer alerts, and read state legal mandates and laws.

California insurance agency

Other useful links include this Car Insurance FAQ and this page for help finding agents in Fontana, CA.

Summing up your car insurance search

Lower-priced car insurance is possible from both online companies in addition to many Fontana insurance agents, so you should compare both in order to have the best price selection to choose from. Some insurance providers do not provide the ability to get a quote online and many times these regional insurance providers only sell through independent insurance agents.

While you’re price shopping online, don’t be tempted to skimp on critical coverages to save a buck or two. There have been many cases where consumers will sacrifice full coverage only to discover later that it was a big mistake. Your aim should be to buy the best coverage you can find for the lowest price.