Discover the Secrets to Cheaper Fort Thomas Car Insurance

Did you fall for a flashy sales pitch and buy high-priced car insurance? Believe me, there are a lot of people in Fort Thomas just like you who feel imprisoned by their car insurance policy.

With consumers having so many choices of insurance companies, it is very difficult to locate the most affordable provider.

Finding the best rates in Fort Thomas is not rocket science. If you have car insurance now, you stand a good chance to be able to reduce your rates substantially using this information. Although Kentucky consumers can benefit from knowing how the larger insurance companies price online insurance because it can help you find the best coverage.

Don’t miss out on these money-saving discounts

Companies offering auto insurance don’t always list all their discounts very clearly, so the following is a list of some of the more common and the harder-to-find savings tricks you should be using.

  • Drivers Ed for Students – Cut your cost by having your teen driver complete a driver education course in school.
  • Pay Now and Pay Less – If paying your policy premium upfront instead of making monthly payments you could save up to 5%.
  • Employee of Federal Government – Active or retired federal employment could cut as much as 10% off with certain companies.
  • Multi-policy Discount – If you have multiple policies with the same company you may earn 10% to 20% off each policy.
  • Accident Waiver – A few companies allow you one accident before hitting you with a surcharge if you are claim-free for a particular time prior to the accident.
  • Early Signing – Some insurance companies reward drivers for signing up before your current policy expires. This can save 10% or more.

A little note about advertised discounts, most of the big mark downs will not be given to your bottom line cost. Some only apply to the cost of specific coverages such as comp or med pay. So when it seems like it’s possible to get free car insurance, you’re out of luck.

For a list of insurers with the best car insurance discounts in Kentucky, click this link.

More detailed Kentucky car insurance information can be read at the Kentucky Department of Insurance website. Visitors are able to find a variety of consumer forms, download brochures, and view a list of available companies.

Also read more on and this list of insurance agents in Fort Thomas.

compare rates in Fort Thomas Kentucky

The best insurance company isn’t always the cheapest

Cheaper car insurance can be bought on the web and also from your neighborhood Fort Thomas agents, and you should be comparing both to have the best chance of lowering rates. Some insurance providers may not provide online price quotes and many times these small, regional companies only sell through independent insurance agents.

Throughout this article, we presented some good ideas how to shop for car insurance online. The key thing to remember is the more quotes you get, the more likely it is that you will get a better rate. Consumers could even find that the lowest premiums are with some of the lesser-known companies. These companies can often provide lower rates in certain areas than their larger competitors like Progressive or GEICO.