Costing Too Much for Car Insurance in American Fork Utah? Here’s How to Save!

Perplexed by the wide range of car insurance options in American Fork? You’re not alone. Drivers have so many options available that it can turn into a real hassle to compare prices.

It’s smart to get comparison quotes on a regular basis since rates are usually higher with each renewal. If you had the best deal on your last policy you may be paying too much now. Forget all the misinformation about car insurance because you’re about to learn how to use online quotes to find great coverage at a great price.

If you have insurance now or are looking for a new policy, you can follow these tips to cut your premiums and still get good coverage. Pricing affordable car insurance coverage in American Fork is simple if you know the tricks. Utah consumers just need to learn the proper methods to buy car insurance online.

Free American Fork Car Insurance Quotes

All the larger car insurance companies like Progressive, Allstate and GEICO quote prices for coverage online. This process is pretty easy as you simply type in the amount of coverage you want into the quote form. Once entered, their system automatically orders information on your driving record and credit history and returns a price quote based on these factors.

Being able to quote online makes comparing rates easy, but the time required to go to many different websites and complete many quote forms is monotonous and tiresome. Unfortunately, it is important to perform this step in order to find a better rate.

The easy way to compare ratesprice insurance in Utah

The easiest way to find better car insurance pricing utilizes a single form that analyzes rates from many companies. This type of form saves time, requires less work, and makes comparison shopping a lot less work. After your information is entered, it is quoted and you can choose any of the price quotes you receive. If a lower price is quoted, it’s easy to complete the application and buy the new coverage. The whole process takes less than 15 minutes and can result in significant savings.

To compare rates using this form now, simply click here to open in new window and fill out the form. If you have your current policy handy, we recommend you copy deductibles and limits exactly as they are listed on your policy. This makes sure you’re receiving a rate comparison for exact coverage.

Save big with these discounts

Auto insurance companies do not advertise all available discounts in an easy-to-find place, so here is a list some of the more common as well as the least known savings tricks you should be using. If they aren’t giving you every credit available, you’re paying more than you need to.

  • Safety Course Discount – Taking part in a defensive driving course can save you 5% or more if your company offers it.
  • Clubs and Organizations – Affiliation with certain professional organizations may earn a discount on your policy.
  • Senior Discount – If you’re over the age of 55, you may receive better car insurance rates.
  • Sign Online – A few companies will give a small break just for signing your application on their website.
  • Life Insurance Discount – Companies who offer life insurance give a break if you buy life insurance.
  • Employee of Federal Government – Employees or retirees of the government can save as much as 8% with a few car insurance companies.
  • Payment Discounts – If you pay your bill all at once rather than paying monthly you could save 5% or more.
  • Anti-lock Brakes – Vehicles with anti-lock braking systems can reduce accidents and will save you 10% or more.
  • Auto/Home Discount – If you have multiple policies with one insurance company you may save 10% to 20% off each policy.

Drivers should understand that most of the big mark downs will not be given the the whole policy. Most only cut the price of certain insurance coverages like physical damage coverage or medical payments. Just because you may think you can get free auto insurance, companies don’t profit that way.

For a list of insurance companies who offer car insurance discounts in Utah, click this link.

But I don’t know anything about car insurance

When it comes to buying coverage for your vehicles, there is no cookie cutter policy. Everyone’s situation is a little different.

Auto insurance in American Fork

These are some specific questions may help you determine if your insurance needs might need an agent’s assistance.

  • Is my vehicle covered by my employer’s policy when using it for work?
  • Should I sign the liability waiver when renting a car?
  • Do I need higher deductibles?
  • Can I drive in Mexico and have coverage?
  • Can I afford to buy a different vehicle if my vehicle is totaled?
  • Where can I get insurance after a DUI in Utah?
  • Does medical payments coverage apply to all occupants?
  • What companies insure drivers after a DUI or DWI?
  • Will I be non-renewed for getting a DUI or other conviction?

If you don’t know the answers to these questions but you know they apply to you, then you may want to think about talking to an insurance agent. To find an agent in your area, take a second and complete this form. It’s fast, free and you can get the answers you need.

More tips and info about car insurance can be read at the Utah Insurance Department website. Visitors are able to find out which companies have the most complaints, read industry bulletins, and learn about insurance regulations.