Consumers Find How to Pay Less for Fiat 500 Insurance

Searching for better insurance prices for a Fiat 500 can turn out to be a lot of work, but you can learn these tips and make it easy. There are both good and bad ways to compare car insurance rates so we’re going to tell you the quickest way to get price quotes for a Fiat and obtain the lowest price either online or from local insurance agents.

Car Insurance Prices Online

Most companies such as Progressive, GEICO, Allstate and State Farm quote coverage price quotes on their websites. This process doesn’t take a lot of time as you simply type in the coverages you want into a form. Behind the scenes, their system automatically retrieves your driving and credit reports and returns a price quote determined by many factors.

This simplifies rate comparisons, but the work required to visit a lot of sites and complete many quote forms can be a bit repetitive. But it’s absolutely necessary to compare as many rates as possible in order to find better car insurance pricing.

Quote rates the easy way

The easiest way to compare rates utilizes a single form that obtains quotes from multiple companies. This type of form saves time, eliminates repetitive work, and makes online price comparison a lot less work. After sending the form, it is quoted with multiple companies and you can pick any or none of the quote results. If the quotes result in lower rates, you can simply submit the application and purchase coverage. This process only takes a few minutes and could lower your rates considerably.

In order to find out what other companies charge, click here to open in a new tab and submit the form. If you have coverage now, it’s recommended you replicate the coverages exactly as shown on your declarations page. Using the same limits helps guarantee you will be getting a fair comparison using the same coverage and limits.

Pay less by taking advantage of discounts

Companies that sell car insurance don’t always list every available discount in a way that’s easy to find, so here is a list some of the more common as well as the least known savings tricks you should be using.

  • Accident Free – Claim-free drivers pay less as compared to frequent claim filers.
  • Good Student Discount – Performing well in school can earn a discount of 20% or more. The good student discount can last up to age 25.
  • Safety Course Discount – Taking a course teaching defensive driving skills could possibly earn you a 5% discount depending on where you live.
  • Air Bag Discount – Vehicles with factory air bags or automatic seat belts can qualify for discounts of more than 20%.
  • Sign Early and Save – A few companies offer discounts for buying a policy prior to your current policy expiring. It can save you around 10%.

It’s important to note that some of the credits will not apply to the entire policy premium. Most only apply to individual premiums such as collision or personal injury protection. So despite the fact that it appears all the discounts add up to a free policy, car insurance companies aren’t that generous.

To see a list of insurance companies who offer car insurance discounts, click here to view.

Your coverage should be tailored to you

When it comes to choosing proper insurance coverage for your personal vehicles, there really is no perfect coverage plan. Everyone’s needs are different.

insurance for 500

For example, these questions may help highlight whether your personal situation may require specific advice.

  • Is my dog or cat covered if injured in an accident?
  • What is high-risk coverage and where do I buy it?
  • How much liability coverage do I need in my state?
  • Do all my vehicles need collision coverage?
  • Do I really need UM/UIM coverage?
  • Does coverage extend to a rental car in a foreign country?

If it’s difficult to answer those questions, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, simply complete this short form.