Sick and tired of being strong-armed to pay your car insurance bill each month? You are no different than millions of other consumers.
Online insurance companies like Allstate, Progressive and GEICO all promote huge savings with catchy ads and it is difficult to ignore the promise of big savings and take the time to shop coverage around.
There are a lot of ways you can shop for car insurance but one way is less labor-intensive and much quicker. You can waste a few hours (or days) talking to insurance companies in your area, or you can utilize online quoting for quick rates.
Most major companies take part in a program that enables customers to submit one quote, and each participating company provides a quote based on that data. This eliminates the need for form submissions to each individual car insurance company.
To access this free quoting program, click here to open in new window.
The one disadvantage to getting quotes like this is that consumers can’t choose which providers to get pricing from. So if you prefer to pick individual companies to compare rates, we have a page of car insurance companies in your area. Click here to view list.
However you get your quotes, make sure you use exactly the same deductibles and coverage limits with each company. If you compare unequal deductibles or liability limits it’s impossible to make an equal comparison. Just a small difference in insurance coverages may result in large price differences. It’s important to know that more quotes gives you a better chance of getting the best price.
Car insurance companies don’t necessarily list all their discounts in a way that’s easy to find, so we break down some of the more common and the harder-to-find car insurance savings.
Consumers should know that most discount credits are not given to all coverage premiums. Most only reduce specific coverage prices like comp or med pay. Just because it seems like all the discounts add up to a free policy, you won’t be that lucky.
To choose providers with discount car insurance rates, click here.