Compare Auto Insurance Pricing From Burbank California Insurance Providers

To locate a good insurance agent in Burbank, CA, it’s recommended you start your research on the internet to save yourself time. Consumers require a good professional insurance agent, and also want to find the lowest rates for auto insurance in Burbank.

Big-name insurance companies like GEICO, Farmers Insurance and State Farm constantly bombard you with TV and radio ads and it is difficult to see past the geckos and flying pigs and take the time to shop coverage around.

How to buy auto insurance from an agent in Burbank

Licensed agents are trained to spot inefficiencies and give you someone to call. The biggest benefit of getting online price quotes is that you can obtain the lowest rates but also keep your business local.

To help locate an agent, after submitting this quick form, your insurance data is emailed to local insurance agents in Burbank who will compete for your coverage. You never need to leave your computer since price quotes are sent to your email. Now that’s easy! You can find better rates and an insurance agent to talk to.

Selecting a car insurance agent shouldn’t rely on just a cheap price. These are valid questions to ask:

  • How are they compensated?
  • Are they properly licensed to sell insurance in California?
  • Who is covered by the car insurance policy?
  • Does the company allow you to choose your own collision repair facility?
  • Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.

Not all auto insurance agents are the same

When finding an insurance agent, you must know there are a couple different agency structures to choose from. Burbank agents can either be independent (non-captive) or captive.

Captive Agents

This type of agents write business for a single company like State Farm, AAA and Liberty Mutual. They usually cannot give you multiple price quotes so they are skilled at selling on more than just price. These agents are well schooled on their products and sales techniques and that can be a competitive advantage. Some people will only choose to use a captive agent primarily because of the prominence of the brand and the convenience of having all coverages with one company.

Shown below is a list of captive insurance agencies in Burbank who may provide you with rate quotes.

  • Farmers Insurance Group – 1207 W Magnolia Blvd # B – Burbank, CA 91506 – (818) 566-7556
  • State Farm Insurance – 219 N 3rd St – Burbank, CA 91502 – (818) 845-7291
  • Allstate Insurance – 202 N Orchard Dr – Burbank, CA 91506 – (818) 972-9480
Independent Agencies or Brokers

These agents are not locked into one company so they can insure your vehicles with many different companies and potentially find a lower price. To transfer your coverage to a different company, the business is moved internally and you won’t have to switch agencies.

When shopping rates, we recommend you include price quotes from several independent insurance agents to have the most options to choose from. Most have the option of insuring with smaller regional carriers which can be an advantage.

Below are independent agencies in Burbank that are able to give rate quotes.

  • Brown Williams Agency – 2740 W Magnolia Blvd # 101 – Burbank, CA 91505 – (818) 840-0638
  • Emo Agency Inc – 615 S Victory Blvd – Burbank, CA 91502 – (818) 848-0443
  • Abrahamian Insurance Svc – 819 S Glenoaks Blvd – Burbank, CA 91502 – (818) 556-4800
  • Broussard Insurance Svc – 134 N Kenwood St – Burbank, CA 91505 – (818) 973-1020

For a complete listing of insurance agents in Burbank, view this link.

Once you have acceptable answers to any questions you have in addition to an acceptable price estimate, chances are good that you have found an insurance agency that can properly insure your vehicles.

Will just any policy work for me?

When it comes to buying coverage for your vehicles, there isn’t really a best way to insure your cars. Your needs are not the same as everyone else’s.

These are some specific questions can aid in determining if you will benefit from professional help.

  • When should I not file a claim?
  • Am I covered when delivering products for my home-based business?
  • Do I have coverage when using my vehicle for my home business?
  • Is my business laptop covered if it gets stolen from my vehicle?
  • Does medical payments coverage apply to all occupants?
  • Should I buy additional glass protection?
  • When would I need rental car insurance?
  • What companies insure drivers after a DUI or DWI?

If you don’t know the answers to these questions but you know they apply to you then you might want to talk to an agent.

Keep your options open

Local insurance agents are important, but you can also find affordable California auto insurance directly from online companies. Some car insurance companies who have local Burbank agents also give you the ability to quote and buy online, so this should also be taken into consideration if you prefer not to work with an agent.

If you’re uneasy about not having an insurance agent’s advice when shopping online, that should not be a issue. Online insurance companies have toll-free phone numbers and other options to answer your questions. Most companies also provide online education and live help anytime that you can use if you have questions.

Does buying online save money? Many people swear by it, but it’s difficult to answer because of the number of factors that are calculated into your premium. Some people think that buying online saves money because there is no commission. In many cases, advertising budgets are huge so rates may not be all that different from traditional agents.

Better coverage you can count on

Cheaper auto insurance is available on the web and with local Burbank insurance agents, and you need to price shop both in order to have the best price selection to choose from. Some insurance providers do not offer the ability to get a quote online and many times these small insurance companies only sell through independent insurance agents.

People switch companies for a number of reasons such as lack of trust in their agent, being labeled a high risk driver, high prices or extreme rates for teen drivers. Regardless of your reason for switching companies, choosing a new company is pretty simple and you could end up saving a buck or two.

Burbank car insurance

Some additional reading

Even more information can be found at the California Department of Insurance website. Consumers can get help finding coverage, view a list of available companies, learn about insurance regulations, and find disaster information.