When finding a good Chandler agent, you can begin your search by getting online comparison quotes instead of making phone calls. We’re guessing you’re looking for a good professional insurance agent, but you also need great rates as well.
With companies like State Farm, Allstate, Farmers and independent agents having local Chandler offices, it’s hard to tell which one will give you the cheapest rates and the best coverage. To begin, consumers can get online quotes in order to build a list of insurance agencies and price estimates.
When buying the best car insurance coverage, there is no cookie cutter policy. Your needs are not the same as everyone else’s so this has to be addressed. For instance, these questions might point out if your insurance needs might need an agent’s assistance.
If it’s difficult to answer those questions, you might consider talking to a licensed agent.
Agents can point out coverage gaps and help submit paperwork. One of the best bonuses of price shopping on the web is that you can obtain the lowest rates and still choose a local agent. And providing support for small agencies is especially important in Chandler.
After filling out this form (opens in new window), your insurance coverage information gets sent to insurance agents in Chandler who will return price quotes for your coverage. There is no need to visit any agencies as quotes are delivered to your email. How cool is that?! You’ll get the best rates AND an agent nearby.
When searching for a good insurance agency, there are two different types of agents from which to choose. Agents can either be captive or independent (non-captive).
Independent insurance agents are not locked into one company so they have the ability to put coverage with many different companies and potentially find a lower price. If you are not satisfied with one company, your agent can switch companies and that require little work on your part.
When shopping rates, it’s recommended you get quotes from at least one independent agent to have the most options to choose from.
Listed below is a list of independent agents in Chandler who can help you get pricing information.
Mike Pinta Agency – 5505 W Chandler Blvd # 19 – Chandler, AZ 85226 – (480) 785-1545
David Klatt Agency Inc – 2020 N Arizona Ave # G54 – Chandler, AZ 85225 – (480) 753-5022
Scott Lacey Agency Inc – 1801 W Queen Creek Rd # 1 – Chandler, AZ 85248 – (480) 899-2046
Country Insurance and Financial – 1706 W Cortez Cir – Chandler, AZ 85224 – (480) 897-1835
First Choice Insurance – 2390 N Alma School Rd # 121 – Chandler, AZ 85224 – (480) 855-7000
This type of agents can only write with one company and some examples include Allstate, State Farm and Farmers Insurance. They usually cannot shop your coverage around so they have no alternatives for high prices. They receive extensive training on the products they sell and that can be a competitive advantage.
Below is a short list of captive agencies in Chandler that are able to give comparison quotes.
Allstate Insurance Co – 1929 E Ray Rd # 1 – Chandler, AZ 85225 – (480) 857-8017
Liberty Mutual Insurance – 6909 W Ray Rd # 29 – Chandler, AZ 85226 – (480) 732-1491
State Farm Insurance – 1969 W Ray Rd # 1 – Chandler, AZ 85224 – (480) 892-4100
American Family Agency – 2420 W Ray Rd – Chandler, AZ 85224 – (480) 726-7066
Farmers Insurance Group – 381 N Arizona Ave – Chandler, AZ 85225 – (480) 786-0809
For a complete listing of car insurance agents in Chandler, visit this site.
Choosing a car insurance agent needs to be determined by more than just a low price. Agents should be asked these questions:
After receiving acceptable answers and locked in a price quote, it’s possible that you found an auto insurance agent that is a good match to service your policy.
Insurance agencies serve a purpose, but you can also find affordable Arizona auto insurance direct from companies online. Even companies like Allstate and State Farm who employ agents also give you the option to get quotes and purchase online, so that should be considered if you’re trying to lower your rates.
If you’re concerned about having to choose coverages yourself, this really isn’t an issue. Car insurance companies all have client service departments to answer your questions.
Do customers save by switching to an online company? It’s difficult to provide an answer since there may be dozens of rate factors that impact your premium. It’s a common assumption that buying direct prevents the agent from taking a cut. For most online online companies, however, there are very high advertising costs and that can quickly cost more than paying an agent.
More information is available on the website for the Arizona Department of Insurance located here. Visitors are able to download brochures, read enforcement actions against agents and companies, get help finding coverage, and find a variety of consumer forms.
Low-cost car insurance can be purchased from both online companies and also from your neighborhood Chandler agents, so you should be comparing quotes from both to have the best chance of lowering rates. Some car insurance companies may not provide you the ability to get quotes online and many times these small insurance companies only sell through independent insurance agents.
When trying to cut insurance costs, it’s very important that you do not sacrifice coverage to reduce premiums. In many instances, an accident victim reduced liability coverage limits and found out when filing a claim that they should have had better coverage. Your focus should be to buy the best coverage you can find at a price you can afford, not the least amount of coverage.