Basic Steps to Find a Car Insurance Agent in Glendale, CA

To locate a good Glendale agent, it’s recommended you begin your search by comparing prices online rather than picking up the phone. We’re assuming you’re looking for a professional licensed agent, but also the best rates possible.

With American Family, Allstate, State Farm and Farmers having offices in Glendale, consumers have a hard time knowing which one will provide you with the lowest rates and best service. Fortunately, consumers can use insurance quotes online to build a list of agencies and price estimates.

There’s no such thing as the perfect policy

When it comes to choosing the best car insurance coverage, there isn’t really a perfect coverage plan. Every situation is different.

Here are some questions about coverages that might point out if your insurance needs might need professional guidance.

  • Do I need medical payments coverage since I have good health insurance?
  • Should I buy additional glass protection?
  • Which companies will insure high-risk drivers?
  • Do I need to file an SR-22 for a DUI in California?
  • Should I drop comprehensive coverage on older vehicles?
  • Should I put collision coverage on all my vehicles?

If it’s difficult to answer those questions but you know they apply to you, you might consider talking to an insurance agent.

Shop online but buy locally

Insurance agents are trained to spot inefficiencies and help file insurance claims. One of the best bonuses of comparing insurance prices online is the fact that you can find the lowest rates and still have an agent to talk to. And providing support for local insurance agencies is important particularly in Glendale.

After filling out this simple form, the quote information is instantly submitted to companies in Glendale who will battle for your insurance coverage. You don’t have to drive around due to the fact that quote results will go to the email address you provide. How’s that for easy! You can find better rates and an insurance agent to talk to.

What type of Glendale insurance agency is right for you?

If you’re trying to find a local agent, you must know there are a couple types of insurance agents that you can select. Agencies in Glendale are classified as either captive or independent (non-captive).

Independent Agents

Independent agents do not work for one specific company so they can insure your vehicles with lots of companies and possibly get better coverage at lower prices. To move your coverage to a new company, they simply move the coverage in-house and you don’t have to find a new agent.

When searching for an agent, it’s a good idea to include price quotes from multiple independent agents for the best price selection. They also have the ability to place coverage with different regional companies which may provide better rates.

Listed below is a list of independent agents in Glendale that can give you price quote information.

  • L A General Insurance Mrktng – 1412 W Glenoaks Blvd # B – Glendale, CA 91201 – (818) 243-0000
  • Matt Flynn Agency – 1931 W Glenoaks Blvd – Glendale, CA 91201 – (818) 956-0111
  • Varsham Insurance – 409 S Glendale Ave # 202 – Glendale, CA 91205 – (818) 500-0508
  • Ashot Tsaroukian Agency – 317 S Central Ave # 111 – Glendale, CA 91204 – (323) 668-0040
  • Garabedian Insurance Agency – 3612 Foothill Blvd – Glendale, CA 91214 – (818) 248-3500
Agency Captives

This type of agents write business for a single company and examples are Liberty Mutual, State Farm, Allstate and AAA. These agents are not able to place coverage with different providers so they have to upsell other benefits. Captive agencies are very knowledgeable on the products they sell which can be an advantage. Consumers sometimes buy insurance from these agents primarily because of the prominence of the brand and strong financial ratings.

The following are Glendale captive insurance agencies who can help you get rate quotes.

  • Allstate Insurance – 200 W Glenoaks Blvd # 205 – Glendale, CA 91202 – (818) 543-1177
  • Farmers Insurance Group – 229 N Central Ave # 402 – Glendale, CA 91203 – (818) 502-1120
  • State Farm Insurance – 3535 Ocean View Blvd – Glendale, CA 91208 – (818) 249-6197

To view a complete directory of captive insurance agencies in Glendale, visit this site.

Deciding on a car insurance agent requires more thought than just the bottom line cost. Any agent should have no problem answering these questions:

  • Are they properly licensed to sell insurance in California?
  • How often do they review policy coverages?
  • How long have they worked with personal auto insurance coverage?
  • Do they specialize in personal lines coverage?
  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
  • Does the agent have professional designations like CIC, CPCU or AIC?
  • Are they able to influence company decisions when a claim is filed?

After receiving positive feedback to all your questions and an affordable coverage quote, chances are good that you have found an insurance agency that is a good match to properly insure your vehicles.

Keep your options open

Insurance agencies are important to many people, but you can also buy California car insurance direct from companies online. Certain companies like State Farm and Allstate who sell through agents in Glendale also give you the option to buy direct online, so this should also be taken into consideration and can also potentially find you lower rates.

If you’re uneasy about having to choose coverages yourself, don’t sweat it. Online car insurance companies that allow you to purchase coverage provide phone numbers and online resources for getting the best coverage. Additionally, most companies also offer live help and 24/7 access that you can use if you have questions.

Is it cheaper to buy car insurance online? The answer to that question is complicated since companies use quite a few components that impact your final bill. Common sense would say that shopping online for auto insurance saves by not paying a commission. For the majority of companies, however, there are very high advertising costs and this drives up their premium costs.

To learn more about car insurance in California

Additional information is available on the California Department of Insurance website located here. California consumers can file complaints about an insurance agent or broker, find out which companies have the most complaints, and file complaints about a company.

Cheaper insurance is a realistic goal

Cost effective car insurance can be sourced online as well as from independent agents in Glendale, and you should compare price quotes from both to have the best rate selection. Some companies don’t offer the ability to get a quote online and these regional insurance providers work with independent agents.

As you shop your coverage around, do not reduce coverage to reduce premium. Too many times, consumers will sacrifice comprehensive coverage or liability limits only to find out that it was a big mistake. Your focus should be to purchase a proper amount of coverage at the best price.