Aston Martin V12 Vantage Owners Learn How to Lower Their Car Insurance Rates

Are you sick and tired of not being able to afford to buy car insurance? You’re in the same situation as the majority of other car owners. With so many options when it comes to car insurance, it’s nearly impossible to pick the lowest price company.

Finding affordable coverage is easy if you know what you’re doing. If you currently have car insurance, you should be able to lower your premiums substantially using these techniques. Drivers only need an understanding of the most efficient way to shop for car insurance over the internet.

Policy discounts you shouldn’t miss

Car insurance companies don’t always list every discount very clearly, so here is a list some of the more common and the harder-to-find ways to save on car insurance. If you’re not getting every credit you deserve, you are paying more than you should be.

  • Discounts for Safe Drivers – Drivers who avoid accidents can get discounts for up to 45% lower rates on V12 vantage coverage than their less cautious counterparts.
  • Paperwork-free – Certain companies give back up to $50 simply for signing digitally online.
  • Early Switch Discount – A few companies offer discounts for switching policies before your current expiration date. It’s a savings of about 10%.
  • New Car Discount – Putting insurance coverage on a new car can cost up to 25% less compared to insuring an older model.
  • Pay Upfront and Save – If you pay your entire premium ahead of time instead of paying each month you may reduce your total bill.
  • Club Memberships – Affiliation with certain professional organizations could qualify you for a break on your policy on V12 vantage coverage.
  • Low Mileage Discounts – Keeping the miles down on your Aston Martin could qualify for a substantially lower rate.
  • Defensive Driver – Successfully completing a course teaching defensive driving skills could cut 5% off your bill if your company offers it.

It’s important to note that many deductions do not apply to the overall cost of the policy. Most cut specific coverage prices like collision or personal injury protection. So when it seems like you would end up receiving a 100% discount, car insurance companies aren’t that generous.

For a list of insurers with the best car insurance discounts, click this link.

Compare the Market for Car Insurance

All major car insurance companies give coverage prices on the web. Getting quotes is pretty easy as you just type in the coverage amounts you desire as requested by the quote form. When complete, their rating system pulls information on your driving record and credit history and gives you a price quote. Online quotes streamlines rate comparisons, but the time required to go to each company’s website and repetitively complete many quote forms can be a bit repetitive. Unfortunately, it is important to perform this step if you want to find the best price possible.

The smarter way to get multiple rate quotes requires only one form to get prices from more than one company. The form is fast, requires much less work on your part, and makes rate comparisons much more enjoyable. Once the form is submitted, it is quoted and you are able to buy any of the quote results. If you find a better price it’s easy to complete the application and purchase coverage. It takes 15 minutes at the most and may result in a nice savings. insurance cheap

To save time and find out how much you can save on car insurance, click here and input your coverage information. If you have your current policy handy, we recommend you copy the insurance coverages as close as possible to your current policy. This way, you will have rate comparison quotes using the exact same coverages.

Some factors that can determine what Aston Martin V12 Vantage insurance costs

An important part of buying insurance is that you know some of the elements that help determine your car insurance rates. Understanding what influences your rates enables informed choices that may reward you with much lower annual insurance costs.

The following are a few of the “ingredients” car insurance companies consider when setting rates.

  • More miles equals more premium – The more you drive in a year the higher your rate. Almost all companies price each vehicle’s coverage determined by how the vehicle is used. Autos left parked in the garage get more affordable rates compared to those used for work or business. Make sure your car insurance policy is showing the correct driver usage. If your policy improperly rates your V12 Vantage may be wasting your money.
  • Don’t buy coverages you don’t need – There are many extra coverages that you can buy when buying car insurance. Things like rental car reimbursement, towing coverage and additional equipment coverage may be costing you every month. These coverages may sound good when you first buy your policy, but now you might not need them so remove them from your policy.
  • Consolidate policies to earn discounts – The majority of car insurance companies will award you with lower prices to people who buy several policies from them such as combining an auto and homeowners policy. Discounts can be ten or even up to twenty percent in some cases. Even if you’re getting this discount it’s still a good idea to compare other company rates to verify if the discount is saving money.
  • Liability coverage protects you – Liability insurance is the protection if ever you are found to be at fault for damages caused by your negligence. Liability provides you with a defense in court starting from day one. This coverage is very inexpensive compared to physical damage coverage, so drivers should carry high limits.
  • Your car’s features help determine rates – Owning a car that has an advanced theft prevention system can help bring down rates. Anti-theft features such as tamper alarm systems, vehicle immobilizer technology and General Motors OnStar can help prevent your vehicle from being stolen.
  • Your credit rating is important – Your credit score is a huge factor in your rate calculation. If your credit rating is lower than you’d like, you could be paying less to insure your Aston Martin V12 Vantage by repairing your credit. Consumers who have high credit ratings tend to be less risk to insure than drivers with poor credit.
  • Being married can save on car insurance – Being married helps lower the price on your car insurance policy. Having a significant other means you’re more responsible and it’s proven that married drivers get in fewer accidents.
  • No coverage gaps is important – Allowing your car insurance policy to lapse will be a sure-fire way to bump up your car insurance costs. Not only will rates go up, failure to provide proof of insurance can result in a revoked license or a big fine.

Insurance agents can help

When it comes to choosing the right insurance coverage, there really is no best way to insure your cars. Every insured’s situation is different so this has to be addressed. Here are some questions about coverages that can aid in determining if your situation could use an agent’s help.

  • Does having multiple vehicles earn me a discount?
  • Do I need higher deductibles?
  • Are split liability limits better than a combined single limit?
  • Is my business laptop covered if it gets stolen from my vehicle?
  • Will my vehicle be repaired with OEM or aftermarket parts?
  • What is high-risk coverage and where do I buy it?
  • Is my custom paint covered by insurance?
  • Do I get a pro-rated refund if I cancel my policy early?
  • At what point should I drop full coverage?
  • Is my babysitter covered when using my vehicle?

If you’re not sure about those questions but you think they might apply to your situation, you may need to chat with an agent. To find an agent in your area, take a second and complete this form or click here for a list of car insurance companies in your area. It’s fast, free and can help protect your family.

Save $392 a year? Really?

Consumers get pounded daily by advertisements for cheaper car insurance from companies such as Allstate, GEICO and Progressive. They all have a common claim that you can save after switching your policy.

But how can every company claim to save you money?

Aston Martin V12 Vantage insurance cheap

All the different companies are able to cherry pick for the driver that earns them a profit. A good example of a profitable customer might be between 25 and 40, has no driving citations, and drives newer vehicles. A propective insured who meets those qualifications will get the preferred rates and as a result will probably save when switching.

Consumers who are not a match for the “perfect” profile will have to pay a higher premium which usually ends up with business going elsewhere. Company advertisements say “customers that switch” not “everybody who quotes” save that much. That is how insurance companies can make the claims of big savings. Because of the profiling, it is so important to get as many quotes as possible. It is impossible to predict which insurance companies will give you the biggest savings.

What is YOUR best insurance company?

You just learned a lot of ways to shop for Aston Martin V12 Vantage insurance online. The key thing to remember is the more quotes you get, the better likelihood of reducing your rate. You may even find the biggest savings come from a small mutual company. Some small companies may cover specific market segments cheaper compared to the large companies like GEICO and State Farm.

When buying insurance coverage, do not reduce needed coverages to save money. There are many occasions where someone sacrificed liability coverage limits to discover at claim time that it was a big error on their part. Your aim should be to purchase plenty of coverage at the best price while not skimping on critical coverages.