Antioch California Auto Insurance Provider Rates Compared

To find a good insurance agent in Antioch, California, you can start your research online to save yourself time. We’re guessing you not only want a good agent that listens to you, but also affordable coverage.

With insurance companies like Allstate, Farmers and State Farm as well as independent agents having offices in Antioch, it can be hard to know which provider will have the cheapest rates and the best coverage. To help decide, it’s easy to use online quoting to build a list of agencies and thier coverage prices.

Tailor your coverage to you

When it comes to buying the best auto insurance coverage, there is no best way to insure your cars. Everyone’s situation is unique.

Here are some questions about coverages that might point out whether or not you will benefit from professional help.

  • Who is covered by my policy?
  • Am I covered when driving in Canada or Mexico?
  • Am I covered when pulling a rental trailer?
  • Do I get a pro-rated refund if I cancel my policy early?
  • What happens if I owe more than my vehicle is worth?
  • Am I covered if I wreck a rental car?

If it’s difficult to answer those questions but you think they might apply to your situation then you might want to talk to a licensed insurance agent.

Price shop online but buy from a local Antioch agent

Educated insurance agents can help determine the best coverages and give you someone to call. One of the great benefits of comparing insurance prices online is you can get the best rates but still work with a licensed agent. And supporting local agencies is important particularly in Antioch.

To make it easy to find an agent, after completing this simple form, your information is submitted to companies in Antioch who will compete for your coverage. You won’t need to leave your house because quoted prices will be sent straight to your inbox. It doesn’t get any easier!

What types of car insurance agents are in Antioch?

If you’re trying to find a good insurance agency, there are a couple of different types of agents to choose from. Antioch agents are either captive or independent (non-captive). While both can properly insure your vehicles, but it’s good to learn how they differ because it can influence your selection of an agent.

Independent Agencies or Brokers

Independent insurance agents are not required to write business for one company so they can insure your vehicles with many different companies and potentially find a lower price. If you are not satisfied with one company, the agent simply finds a different carrier and you don’t have to find a new agent.

When shopping rates, you should always include at least one independent agent for the best price selection. They also have the ability to place coverage with different regional companies which can save you money.

Listed below is a short list of independent insurance agents in Antioch who may be able to give you price quote information.

  • Monica Yao Insurance – 1614 A St – Antioch, CA 94509 – (925) 777-0671
  • Benny Kline Insurance – 3700 Delta Fair Blvd # 202a – Antioch, CA 94509 – (925) 757-1722
Agency Captives

Captive agents can only write with one company like Liberty Mutual, State Farm, Allstate and AAA. They generally cannot compare other company’s rates so they have no alternatives for high prices. Captives are trained well on their company’s products which can be an advantage. Consumers often buy from captive agents primarily because of high brand loyalty and strong financial ratings.

Below are captive agencies in Antioch who can help you get price quotes.

  • Liberty Mutual Insurance – 3317 Deer Valley Rd – Antioch, CA 94531 – (925) 778-0204
  • State Farm Insurance – 340 Granite Cir – Antioch, CA 94509 – (925) 757-7941
  • Farmers Insurance Group – 1205 A St # 2 – Antioch, CA 94509 – (925) 754-5137
  • Allstate Insurance – 2730 Lone Tree Way # 3 – Antioch, CA 94509 – (925) 757-3270

To view a complete directory of Antioch captive agencies, simply jump to this page.

Picking an auto insurance agent shouldn’t rely on just the bottom line cost. These are valid questions to ask:

  • Do they have any clout with companies to ensure a fair claim settlement?
  • Are claims handled at the agent’s location?
  • Is the agency involved in supporting local community causes?
  • Are there any discounts that you might be missing?
  • How much can you save by raising your physical damage deductibles?
  • Does the agent have professional designations like CIC, CPCU or AIC?

Once you have received satisfactory answers to all your questions and an acceptable price quote, chances are good that you have found an auto insurance agent that can adequately provide auto insurance.

Include online companies when price shopping

Insurance agencies can be invaluable at times, but California drivers can also buy from online companies direct. Some specific companies, such as Farmers Insurance and State Farm, who sell through agents in Antioch additionally provide the ability to buy a policy online, and consumers should do that as an alternative to contacting agents.

If you’re worried about not having an agent to talk to, don’t let it bother you. Car insurance companies that allow you to purchase coverage all have toll-free customer service you can use to get advice on coverages. Also available are online help and live chat to help you make a buying decision.

Do online companies provide lower prices? The answer is complex because of the number of factors that influence how your policy is priced. It’s often assumed that a consumer who buys direct cuts out the agent as a middleman. But in reality, advertising and marketing take a lot of money so the rates may be similar to buying from an agent.

For more California car insurance information

Additional auto insurance information is available on the California Department of Insurance website found here. Visitors are able to view agent and company licensing information, read industry bulletins, read state legal mandates and laws, and file complaints about a company.

Other informative sites include these car insurance answers and this list of insurance agents in Antioch, CA.

Online plus local equals savings

Lower-priced auto insurance can be bought on the web and with local Antioch insurance agents, and you need to price shop both to get a complete price analysis. Some insurance companies do not offer the ability to get a quote online and these smaller companies work with independent agents.

Auto insurance in Antioch CA

Drivers who switch companies do it for a variety of reasons including delays in responding to claim requests, delays in paying claims, high prices or an unsatisfactory settlement offer. Whatever your reason, choosing a new insurance company can be less work than you think.