Are you tired of robbing Peter to pay Paul to insure your vehicles every month? You are in the same boat as many other South Carolina drivers.
Big companies like GEICO, Progressive and Allstate persitently shower you with advertising and it is difficult to ignore the promise of big savings and do the work needed to find the best deal.
If you are paying for car insurance now, you will most likely be able to cut costs considerably using this information. Finding the best rates in Charleston is not rocket science. Nevertheless, South Carolina vehicle owners must learn how the larger insurance companies market insurance on the web and apply this information to your search.
There are several ways to compare car insurance prices but there is one way that is less labor-intensive and much quicker. You can waste a lot of time discussing policy coverages with insurance companies in Charleston, or you could use online quotes to get prices fast.
Many of the larger companies enroll in a system that allows shoppers to enter their policy data once, and every company then gives them pricing. This saves time by eliminating quotation requests for each company.
To find out how much you’re overpaying now click to open in new window.
The one disadvantage to comparing rates this way is you are unable to specify which carriers to get pricing from. So if you want to choose from a list of companies to compare, we have a page of the cheapest car insurance companies in South Carolina. Click here for list of insurance companies in South Carolina.
It’s up to you how you get prices quotes, just make darn sure you compare apples-to-apples coverage limits and deductibles for every quote you compare. If you have mixed coverages it’s not possible to determine the lowest rate in Charleston. Having just a slight variation in coverage limits could mean much higher rates. It’s important to know that having more price comparisons will increase your chances of finding lower pricing.
Car insurance companies don’t always advertise all their discounts in a way that’s easy to find, so we researched some of the more common as well as the least known savings tricks you should be using.
As a disclaimer on discounts, most of the big mark downs will not be given to the overall cost of the policy. Some only apply to the cost of specific coverages such as liability, collision or medical payments. So even though they make it sound like it’s possible to get free car insurance, it just doesn’t work that way.
To see a list of insurance companies with discount car insurance rates in Charleston, click here to view.
When choosing the best car insurance coverage, there really is no best way to insure your cars. Everyone’s needs are different so your insurance needs to address that. For instance, these questions may help you determine if you may require specific advice.
If you don’t know the answers to these questions but you know they apply to you, you might consider talking to an insurance agent. To find lower rates from a local agent, fill out this quick form or go to this page to view a list of companies.
Additional detailed information is available at the South Carolina Department of Insurance website. Consumers can report car insurance fraud, read consumer alerts, learn about insurance regulations, and find out which companies have the most complaints.
The following information may also be useful.
Cheaper car insurance is possible online and with local Charleston insurance agents, and you should compare price quotes from both to have the best rate selection. Some insurance providers do not offer the ability to get a quote online and these smaller companies work with independent agents.
We just covered quite a bit of information on how to shop for car insurance online. The most important thing to understand is the more price quotes you have, the more likely it is that you will get a better rate. You may even discover the best prices are with a smaller regional carrier. Regional companies can often provide lower rates in certain areas than their larger competitors like Progressive and GEICO.